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OR National Institute of Social Security (INSS) has discounted membership dues directly from the benefit since the beginning of December. THE INSS normative instruction It provides protection against improperly collected debts, but the provision does not prevent less conscientious beneficiaries from suffering losses.
The monthly discount rate directly on the pensions is made legally, that is, it is considered a practice allowed by law. The amounts charged to the beneficiary for having some services in the field of health and leisure are considered low.
However, the insured must observe the possibility of seeking some type of legal assistance for the administrative or judicial review of the benefit, since the beneficiaries may sign some contracts without knowing exactly what is offered. In this situation, the insured can stay for months or years, without being aware that he is suffering dozens of monthly debts.
In 2019, the INSS suspended no less than 800 thousand contracts of four associations until then authorized to collect monthly fees payable to the salaries of the beneficiaries. The Institute required that the contracts be renewed every 3 years.
“I think the three-year period is very long,” says the president of the IBDP (Brazilian Institute of Social Security Law), Adriane Bramante. “To make fraud more difficult, it should be annual.”
Debt care
Policyholders must be aware of the debts incurred on their wages. To do this, simply go to the Meu INSS application or website (meu.inss.gov.br). It is possible to consult the payment statement. Just complete a registration and enter a password.
According to the INSS, in addition to the inspection procedures that the agency regularly institutes, another very valid tool has this revalidation mechanism, a process that requires entities to submit updated forms electronically, providing greater speed in handling complaints from employees. beneficiaries.
The INSS also reveals that the prior blocking of the benefit at the time of concession, which is also included in the regulation, will provide greater control on the part of the benefit holder, as there will only be one shipment on request to unlock the institute.
The profit can be protected with a direct discount at Folha
- Who is retired or pensioner of the INSS should be paying discounts on the benefit
- In addition to payroll loans, another discount allowed is for associations that pay
- To protect the insured’s income, the INSS created rules for these discounts
- But the main care still depends on the care of the beneficiaries.
See also: 13th salary in 2021 will be EARLY through INSS; know how it will work
