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OR Guarantee Fund for Time of Service (FGTS) may change soon. It turns out that the Federal Senate analyzes proposals that change the FGTS rules to, among other objectives, free withdrawals for use in education and health.
One of the proposals provides for the withdrawal of the account balance at age 60. The proposal is from Senator Rose de Freitas (Pode-ES).
In addition, another project, by Senator Romário (Pode-RJ), opens up more possibilities of withdrawal from the FGTS for health reasons: disability or rare disease; need for permanent or high cost care; disease requiring multidisciplinary treatment; condition that waives a grace period for the granting of sickness and retirement disability benefits; and illness or condition that causes exemption from income tax.
To senator Mara Gabrilli (PSDB-SP) proposed that the worker withdraw money from his FGTS account to buy orthotics and prostheses for disabled dependents. In education, Senator Major Olimpio (PSL-SP) wants the withdrawal for the payment of tuition and school fees in higher education or vocational training, and this could be done by the worker, his spouse or dependents.
Senator Styvenson Valentim’s (Pode-RN) bill expands the possibilities of withdrawing from the FGTS for health and education, whether it be for the payment of higher education courses or for essential health surgeries. Styvenson stated that the release of FGTS in disease cases is aimed at alleviating demand for SUS.
Birthday swag
Birthdays of January to October and who joined the FGTS Birthday Retreat now you can access the benefit.
The retirement-anniversary, allows the withdrawal of part of the balance of any account, whether active or inactive from the fund every year, in the anniversary month, in exchange for not receiving part of what is entitled in the event of dismissal without just cause.
Currently, payment is made according to the calendar by month of birth. Workers born in January and February received the values last month. The amounts are available for withdrawal until the last business day of the second month following the acquisition of the withdrawal right.
Do you know the amount you can receive? The amount to be released varies according to the balance of each account in the name of the worker. In addition to a percentage, you will receive a fixed additional, according to the total amount established in the account.
In addition, the amount to withdraw varies from 50% of the balance without additional fee, for accounts up to R $ 500, to 5% of the balance and an additional R $ 2.9 thousand for accounts with more than R $ 20 thousand.
The accounts are a bit complex. However, we will explain it to you. For example, if a worker has R $ 1,450 in all FGTS accounts, it will be possible to withdraw 30% of the total, plus a part of R $ 150. That is, the withdrawal will be R $ 570.
Immediate withdrawal
It is confirmed. OR Service Guarantee Fund (FGTS) it will have the ninth and tenth batch of withdrawals and transfers in payment. The benefit will be released for September and October birthdays this Saturday, October 31. Those born from January to August already know how to draw.
See the calendar:
- October 31: Born in September
- October 31: Born in October
- November 14: Born in November
- November 14: Born in December
OR emergency withdrawal, not value of R $ 1,045, can be done by workers with active accounts (current job) and inactive accounts (previous jobs).
The money is paid in two stages. Initially, the amount is deposited through digital social savings. There, the worker can use the money to pay bills online and make purchases through the digital barcode created by the program.
In the second stage, according to the specific calendar, the amounts for withdrawals or transfers will be released. Anyone who does not want to receive an emergency withdrawal must give ten days’ notice.
