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A Caixa Econômica Federal (CEF) released the Simple cash credit card. According to the bank, the option is very beneficial for retirees or pensioners in the INSS, under 75 years old, who want to enjoy life in complete safety.
“It offers the same facilities as conventional credit cards so that you can make purchases in physical stores and online, in Brazil or abroad,” the bank said.
As stated, the card has the facility to discount part of the bill payment, referring to the 5% margin in the INSS benefit, which is the main difference in relation to the conventional credit card: part of the amount of the invoice is automatically discounted for profit
Also, the card offers no less than 95% of the credit limit can convert money into the account. For this, it is necessary to request it at the time of contracting. On that amount, the rotating interest + IOF is charged from the day of the credit until the day of the invoice payment.
Advantage
It is with zero annuity. It has an annual fee exemption and only pays the R $ 15 fee to issue the card, and you can divide this amount up to 3 times on the bill. Then you only pay what you spend, with no monthly or annual fee.
The interest rate is more affordable. Up to 3 times smaller than a conventional card. Only 2.85% per month for the use of the newspaper.
Without consultation with SERASA or SPC. Without bureaucracy. Easy and simple If you have debts with Caixa, liquidate yourself before hiring.
Checkup at home. You have a specialized professional to carry out small repairs in your home, such as electrical and hydraulic repairs, installation of shelves, curtains and blinds, cleaning of water tanks and others, being able to start the service up to three times a year.
Clube Elo Mania Caixa. Those who have the Caixa Simples credit card have access to various discounted products and services.
How is the hiring process?
The Caixa Simples card is available to contract at branches throughout Brazil, for INSS retirees and pensioners under the age of 75.
Necessary documents. What you need to have on hand when ordering your card:
- RG
- CPF
- Proof of residence
- Profit statement.
