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A Caixa Econômica Federal (CEF) announced the launch of Simple Cash Credit Card. The option, depending on the bank, is for retirees or pensioners of the INSS, under 75 years old, who wants to enjoy life in complete safety.
“It offers the same facilities as conventional credit cards so that you can make your purchases in physical stores and on the internet, in Brazil or abroad,” the bank said.
How is it consigned, has the facility to deduct part of the invoice payment, referring to the 5% margin in the INSS benefit, which is the main difference in relation to the conventional credit card: part of the invoice amount is automatically deducted in the benefit.
Also, 95% of the credit limit can be converted into cash in the account. For this it is necessary to request it at the time of hiring. On this amount, renewable interest + IOF is charged from the day of the credit until the day of the invoice payment.
Benefits
It is with zero annuity. You have an annual fee exemption and you only pay the R $ 15 fee to issue the card, and you can divide this amount up to 3 times on the invoice. So you only pay what you spend, no monthly fee or annual fee.
The interest rate is more affordable. Up to 3 times smaller than a conventional card. Only 2.85% per month for the use of the newspaper.
Without consultation SPC or Serasa. Without bureaucracy. Easy and simple If you have debts with Caixa, pay before hiring.
Home checkup. You have a specialized professional to carry out small repairs in your home, such as electrical and hydraulic checks, installation of shelves, curtains and blinds, cleaning of water tanks and others, being able to start the service up to three times a year.
Clube Elo Mania Caixa. Those who have the Caixa Simples Credit Card have access to various discounted products and services.
How do you hire?
The Caixa Simples Card is available for hiring in offices throughout Brazil, for INSS retirees and pensioners under 75 years of age.
Necessary documents. What you need to have on hand when applying for your card:
- RG
- CPF
- Proof of residence
- Statement of benefits
