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After the Pension Reform, the beneficiaries of the National Institute of Social Security (INSS) you should be aware of the new rules on accrual of benefits that have come into effect. The insured can collectively receive two pensions from the municipality, provided that they are received in different social security systems.
The same goes for death pension more retirement. Before, for example, it was possible to receive two death pensions at the same time, now only in some cases. However, it is important to note that the award depends on when the benefits were requested. See the changes.
INSS benefit accrual
Cases where accumulation is prohibited:
- Sickness benefit + retirement;
- Retirement subsidy and benefits;
- Maternity wages and sickness benefits;
- Two death pensions left by a spouse, children or parents.
- Unemployment insurance and other social security benefits, except death or accident assistance.
What cases is accumulation allowed?
The insured can receive two pensions simultaneously, provided they are awarded in different pension systems. If a teacher, for example, works in a private school and is also a civil servant, they can retire both through the INSS and through the social security system of the municipality or state where they are civil servants.
It is also possible to accumulate a pension for death + retirement. In this case, the insured will receive the full benefit of the higher value, and only a part of the lower. The percentage will be calculated on a scale of reductions, divided by income ranges, limited to the minimum wage.
The death pension resulting from a spouse or partner from a social security scheme + another death pension from a different scheme or pensions combined with current military activities can also be received jointly. As well as rural retirement by age + pension for the death of an urban worker.
Also read: Is the 14th INSS salary approved? Find out how the additional allocation proposal was
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