How to make a FGTS advance loan at Caixa?



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In order to mitigate the consequences of the pandemic on the worker’s pocket, the Federal Economic Fund announced a new line of credit that does not require consultation with SCP / Serasa. The modality is guaranteed by the available balance in the Service Time Guarantee Fund (FGTS).

Now, workers can anticipate up to three installments of the FGTS anniversary plunder. The interest rates in the modality are low, corresponding to 0.99% per month. The whole process is done through the Internet. The offer is available and interested parties can now apply.

How does it work?

The loan modality allows the insured to advance up to three installments (in this case, three years) the amounts referring to the anniversary retirement of the FGTS. As long as the worker has a balance in the account corresponding to the Fund, it will be possible to reach the minimum limit of R $ 2,000.

According to the president of Caixa, Pedro Guimarães, at least 1 million people are expected to use the credit offer. This is because the line is quick, agile and easy to request, especially for this period of pandemic.

Solicitation

Those interested can now join the advance loan. The entire process will be carried out digitally, through the Caixa FGTS website or the Internet banking application. Furthermore, the beneficiaries will be able to choose the banks to receive the money.

Remembering that the option is only available to those who join the birthday retreat, according to Caixa, those who received emergency assistance can also have access to the credit line. Likewise, the modality is available for those who withdraw the emergency FGTS of up to R $ 1,045.

Also read: Cash in advance! See how to anticipate the aid of R $ 600 and FGTS of up to R $ 1,045



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