[ad_1]
Worth everything Individual Microentrepreneur (MEI) know that in alliance with other companies, the Federal Government is making offers and facilities available for the purchase of goods and contracting of financial services. The goal is to move the economy.
Whoever has a CNPJ and falls into the category of micro-entrepreneur (criterion uses annual earnings of up to R $ 81 thousand as a basis) can buy zero car with up to 30% discount and guarantee. loan considerable amounts without interest and with greater ease. See more information below.
Loan
The Zero Interest Program, offered by Sebrae, is a credit modality for Individual Microentrepreneurs (MEIs) and provides financing free of interest rates and with a longer payment term (up to 36 times). Of the guaranteed amounts, there are amounts from R $ 1,000 (minimum) to R $ 20,000 (maximum value).
Valid only for the state of São Paulo, MEIs of other federal units should wait a little longer to have access to these opportunities. But there are also some rules that must be followed. Some of them are:
- No registration restrictions;
- The financing should be used to purchase products that expand the business, such as the purchase of accessories for vehicles, machinery, work tools, motorcycles, utility vehicles, among others.
- In order for the credit to be granted, the microenterprise must go through a grace period, that is, the income information and business situation since its creation will be analyzed for approval in the program.
You may also like:
Those interested in participating in the Sebrae Zero Interest can access the site and to register, after that, it is necessary to attend a unit of the Sebrae SP Regional Office carrying the following documents:
- RG and CPF (certified copies);
- Proof of address;
- Certificate of completion of the Super MEI program;
- Simple copies of the CNPJ card;
- MEI condition certificate;
- Last annual declaration (DANS SIMEI).
Zero discount on car purchases
In addition to the loan, there is also the opportunity to buy a zero car. The discounts for microentrepreneurs reach 30% of the total value of the vehicle; which is also valid for any type of company. This happens due to Tax on the circulation of goods and provision of services (ICMS). Associated companies include Fiat, Renault, Volkswagen and Chevrolet.
The discount guarantee is made upon presentation of the National Registry of Legal Persons (CNPJ) at the time of purchase. Before the purchase, the entrepreneur must first investigate the percentage of each brand, since the discounts vary from 2.5% to 30%.
If the use of the vehicle is justified for company activities, the discounts granted are greater. This criterion avoids buying a cheaper car and then reselling it at market price. Another detail of the misuse of the benefit is the time spent with the asset, which is at least one year.
See also: Caixa authorizes two new loans with excellent payment conditions
