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The federal government released new withdrawals from the Dismissal Compensation Fund (FGTS). According to the text of the provisional measure, which authorizes payments to beneficiaries, withdrawals will begin in approximately 45 days, since the funds will be available from June 15.
According to the government, workers will be able to withdraw resources from active and inactive accountsHowever, the limit value for each one will be up to R $ 1,045.00, that is, the value of a minimum wage in force in 2020.
A release of R $ 1,045 left many workers in doubt about the payment of benefits. The most common questions are workers who can draw, the schedule and where to draw.
The FGTS Resources will be available in the worker’s account for withdrawals until December 31, 2020. The provisional measure aims to mitigate the economic impacts caused by the new coronavirus pandemic. The measure should inject the amount of R $ 36 billion into the country’s economy.
See below for questions on the topic:
Withdrawal of R $ 1,045: ask questions
- Who can withdraw from FGTS?
Anyone who has an account, active or inactive.
- What withdrawal amount will be released?
Up to R $ 1,045 per worker, equivalent to 1 minimum wage in 2020.
- Is there already a withdrawal schedule? When can I collect?
The official FGTS schedule of R $ 1,045 has not yet been published. The schedule has not yet been published. According to the text of the provisional measure, it will be up to Caixa Econômica Federal to define the criteria and the schedule of new withdrawals. According to the bank, the dynamics will be the same as that of other FGTS launches: withdrawals will be made according to the worker’s month of birth.
- How many workers can benefit from FGTS withdrawals?
The 60.8 million workers have FGTS accounts.
- How many workers will be able to withdraw all their resources?
According to the government, approximately 30.7 million workers will be able to withdraw all their resources in the FGTS (50.5% of the total). Up to 80% of accounts will be reset to zero; R $ 16 billion will be delivered to 45.5 million workers who have up to 5 minimum wages with an FGTS balance.
- Who has more than one FGTS account can withdraw more?
The answer is no. This type of withdrawal is different from the immediate withdrawal, which started in 2019. The total amount released now is due to the total number of accounts. No one will be able to withdraw more than R $ 1,045, even if they have two or three accounts with values higher than that amount.
How to withdraw FGTS?
The withdrawal of FGTS in 2020, as reported by the Federal Government, can be done through federal agencies, lotteries and ATMs of Caixa Econômica. It is worth remembering that, to avoid crowding in these places, the bank guides the transfer of money through the FGTS application.
The FGTS application can be downloaded for free from online stores Google play and Apple Store. After installation, the worker will only need to register on the platform to access all its functions, including checking the account / balance status and what are the modalities available.
Launch of R $ 1,045
It is worth remembering that, as it is a Provisional Measure (MP), the operation has an immediate application. However, the text must be approved by Congress in 120 days. Facing the crisis of coronavirus, Congress enacted a law for parliamentarians to have a faster rite in the Legislature during this period of just 16 days.
Now, it will be up to the benefit payment manager, the Federal Economic Fund, the definition of criteria and the Fund’s withdrawal schedule. Even in the same MP, it was decided to close the PIS-Pasep Fund. The text is a way to mitigate the effects on the economy of the coronavirus pandemic.
The launch of new FGTS withdrawals has been studied since March 13. At that time, the Minister of the Economy, Paulo Guedes, had already spoken about the possibility of releasing funds from the Duration of Service Guarantee Fund (FGTS). At the time, Guedes did not elaborate on the proposal, but said the government was “examining everything.”
“We have R $ 22 billion PIS / Pasep, the fund that we have already called several times. There have already been two waves of bailouts, first for owners and then for heirs. Our idea is to merge with FGTS, we will make a reservation of these resources for, eventually, if the heirs appear. If heirs appear, rights remain. Once this reserve is made, the remaining funds of R $ 20 billion will be released, ”said Guedes on the matter.
FGTS has an active calendar
According to official data from Federal Economic Fund (responsible for payments), more than 2 million workers joined the anniversary modality. But who can participate in the new form of withdrawal of benefits?
Workers who have sums in the FGTS and wish to make withdrawals each year in accordance with the calendar available. But not everyone is sure they want to do this.
Although simple, many people have doubts about whether or not to join the sport, especially because giving up on it is a bit complicated.
For those who have doubts, it would be good to access the Caixa website and simulate how much you would receive if you could withdraw your money today by withdrawing your birthday. See some questions and answers that can help you decide:
Check out the anniversary retreat schedule below:
- Born in January and February: withdrawals from April to June 2020;
- Born in March and April: retreats from May to July 2020;
- Born in May and June: retreats from June to August 2020;
- Born in July: Withdrawals from July to September 2020;
- Born in August: Withdrawals from August to October 2020;
- Born in September: Withdrawals from September to November 2020;
- Born in October: Withdrawals from October to December 2020;
- Born in November: withdrawals from November 2020 to January 2021;
- Born in December: Serving from December 2020 to February 2021.
As of April 2020, the money release schedule follows the end of the withdrawal period for immediate withdrawals, which ends on March 31.
According to the government, the citizen may withdraw a portion of 5% to 50% of what is in the FGTS account, plus a fixed amount each year, depending on the balance. Look down:
| Balance range limits | Rate | Additional fee |
| up to R $ 500 | fifty% | – |
| from R $ 500.01 to R $ 1,000 | 40% | R $ 50 |
| from R $ 1,000.01 to R $ 5,000 | 30% | R $ 150 |
| from R $ 5,000.01 to R $ 10,000 | twenty% | R $ 650 |
| from R $ 10,000.01 to R $ 15,000 | fifteen% | R $ 1,150 |
| from R $ 15,000.01 to R $ 20,000 | 10% | R $ 1,900 |
| above R $ 20,000.01 | 5% | R $ 2,900 |
For example, if a worker has R $ 1,450 in all FGTS accounts, it will be possible to withdraw 30% of the total, plus a portion of R $ 150. In other words, the withdrawal will be R $ 585.
Through Caixa official website and through the FGTS application (available in the App Store, Google Play or Windows Store) it is possible to simulate the amount you would receive and join the birthday retreat. The consultation can be done after registering and creating a password.
According to the government information, the worker can choose to receive the quotas per year directly in an account that belongs to him in Caixa or in another institution.
See also: two PIS / PASEP withdrawals with a value of up to R $ 1,045 are released
