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FGTS withdrawals were published on a new calendar. The deadline for immediate withdrawal of the Service Guarantee Fund (FGTS) up to R $ 998 per active or inactive account. The funds not withdrawn will be returned to the employee’s FGTS account, with the remuneration due in the period, in accordance with the Federal Economic Fund. Also, this Wednesday, April 1, the money for the booty birthday, which will allow annual withdrawals from the resources. The government is also studying the possibility of launch another FGTS withdrawal modality this year, with R $ 21.5 billion that were not withdrawn from the PIS / Pasep quotas, as part of the measures to stimulate the economy due to the pandemic of the new coronavirus. Download the free application Portal Mix Vale
According to Caixa, the worker can carry out all the FGTS withdrawal options through the FGTS APP (the app is Caixa FGTS and is available for Android and iOS devices) to avoid traveling Even the agencies.
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Immediate withdrawal
According to the latest balance published by Caixa, 60 million of the 96 million workers had withdrawn the resources available through immediate withdrawal, Until March 24. In addition, R $ 28 billion of the R $ 42.6 billion released was paid. In other words, 37% of workers did not withdraw 34% of the total resources that the government made available last year.
Caixa account holders who do not want to withdraw, the money automatically fell into the savings account, have until April 30, 2020 to inform the bank that they prefer to keep the money in the Guarantee Fund. In this case, even if the credit has been made to the account, Caixa has up to 60 days to return the amounts to the linked FGTS account.
To avoid the worker moving to the branches, Caixa reported that the withdrawal of FGTS can be done through the FGTS application, completely digitally and free of charge. The amounts can be transferred to a bank account maintained by the employee at any financial institution at no cost.
See how to use FGTS as collateral for payroll loans (opens in new browser tab)
Birthday loot
Workers born in January and February who joined the birthday retreat, which will allow for the annual retirement by the FGTS, will begin withdrawing the amounts on Wednesday, April 1. The new government-created withdrawal condition is neither automatic nor mandatory. If you want to make an annual withdrawal in the month of your birthday, the worker must register with Caixa.
However, if you make this option, the worker will lose the right to total withdrawal from the FGTS in the event of dismissal without cause. You will only take the 40% termination penalty payable by the employer.
However, the beneficiary can withdraw from the modality at any time, but will only return to the retirement system (which allows total withdrawal in the event of unreasonable dismissal, retirement, home ownership or serious illness) two years after communicating the regret to Caixa.
As of March 24, more than 2.9 million people had joined the birthday loot – membership began on October 1 of last year.
How to join the birthday loot
The bank has specific service channels so that the employee with an FGTS account, active or inactive, makes the option: the FGTS application and the Caixa website. The bank allows the worker to simulate the amount they will be entitled to receive before joining.
The annual withdrawal amount will be a percentage of the balance of all worker accounts. For accounts with up to R $ 500, 50% of the balance will be released, a percentage that will decrease the higher the amount on account.
For accounts over R $ 500, withdrawals will be increased by a fixed amount. Therefore, shareholders with a lower balance may withdraw higher percentages annually.
View the birthday loot calendar:
Born in January and February: retreats from April to June 2020
Born in March and April: retreats from May to July 2020
Born in May and June: retreats from June to August 2020
Born in July – retreats from July to September 2020
Born in August – retreats from August to October 2020
Born in September – retreats from September to November 2020
Born in October – retreats from October to December 2020
Born in November: withdrawals from November 2020 to January 2021
Born in December – withdrawals from December 2020 to February 2021
Starting in 2021, the withdrawal must be made in the month of the birthday until the next two months.
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