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Did you know Currently, the Federal Government pays the booty birthday the Dismissal Compensation Fund (FGTS). Workers born in the March and April Those who joined this new modality began to receive their benefits from this month.
The amount to be paid will be available on the date the worker chose: the day May 4 or 11. Receiving on the day eleven, the worker will be entitled to new interests and also to monetary correction.
See: The government releases INSS of R $ 1,567 and announces FGTS of R $ 1,045 for 2020
The retirement anniversary allows the withdrawal of part of the balance of any account, either active or inactive of the fund each year, in the month of the anniversary, in exchange for not receiving part of what he is entitled in case of unfair dismissal. The worker can receive through self-service terminals, lottery stores or another bank. This will depend on which channel you chose when choosing booty birthday.
Do you know the amount you can receive? The amount to be released varies according to the balance of each account in the name of the worker. In addition to a percentage, you will receive a fixed additional, according to the total amount established in the account. The amount to withdraw varies from 50% of the balance without an additional fee, for accounts up to R $ 500, to 5% of the balance and an additional R $ 2.9 thousand for accounts with more than R $ 20 thousand.
Accounts are a little complex, but let’s explain. For example, if a worker has R $ 1,450 in all FGTS accounts, it will be possible to withdraw 30% of the total, plus a portion of R $ 150. In other words, the withdrawal will be R $ 585.
R $ 1,400 x 30% = R $ 435.00 + additional R $ 150 = R $ 585.00.
See the table:
| Balance range limits | Aliquot | Additional fee |
| up to R $ 500 | fifty% | – |
| from R $ 500.01 to R $ 1,000 | 40% | R $ 50 |
| from R $ 1,000.01 to R $ 5,000 | 30% | R $ 150 |
| from R $ 5,000.01 to R $ 10,000 | twenty% | R $ 650 |
| from R $ 10,000.01 to R $ 15,000 | fifteen% | R $ 1,150 |
| from R $ 15,000.01 to R $ 20,000 | 10% | R $ 1,900 |
| above R $ 20,000.01 | 5% | R $ 2,900 |
Through Caixa official website and through the FGTS application (available in the App Store, Google Play or Windows Store) it is possible to simulate the amount you would receive and join the birthday retreat. The consultation can be done after registering and creating a password.
According to government information, workers can choose to receive the quotas per year directly in an account they have at Caixa or at another institution.
Calendar
Check out the anniversary retreat schedule below:
- Born in January and February: withdrawals from April to June 2020;
- Born in March and April: retreats from May to July 2020;
- Born in May and June: retreats from June to August 2020;
- Born in July: Withdrawals from July to September 2020;
- Born in August: Withdrawals from August to October 2020;
- Born in September: Withdrawals from September to November 2020;
- Born in October: Withdrawals from October to December 2020;
- Born in November: withdrawals from November 2020 to January 2021;
- Born in December: Serving from December 2020 to February 2021.
As of April 2020, the money release schedule follows the end of the withdrawal period for immediate withdrawals, which ends on March 31.
FGTS
Can unemployed people stick to birthday loot?
Yes. If there is money in the inactive account. Every worker, whether active or inactive, has the right to withdraw if there is a balance available. It is possible to verify the balance of the FGTS account through the official website or the application.
Can I choose just one account to join the birthday retreat?
No, membership is full, meaning the worker who chooses to use the new withdrawal mode will have all their accounts, active or inactive, under the retirement anniversary rules. In the event of unfair dismissal, access to the amounts is prohibited for a period of two years.
What will happen to an inactive account after successive withdrawals in the modality?
By not receiving monthly deposits from the worker’s paycheck, when the balance of the inactive account is exhausted, the worker will no longer receive from that account, however, the modality remains the same, if he comes to work and opens a new account FGTS, for example.
When will the withdrawals be worth?
The value of withdrawals is a percentage of the employee’s FGTS account balance. The calculation will be based on the rate table, which also includes an additional fee depending on the quantity.
How do I change to birthday loot?
In the case of non-bank account holders, it is necessary to go to a Caixa branch with personal documents and work documents and communicate the desire for change.
Whoever has an active account at Caixa can make the change without leaving home, through Internet Banking or through the Caixa application, in the “FGTS and INSS” option, followed by “FGTS Withdrawal”.
See also: FGTS: Withdrawal of R $ 1,045, can it really be withdrawn? Discover!
