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Born in March and April who joined the anniversary retirement of the Time of Service Guarantee Fund (FGTS) in their month of birth, they will receive the money payment from this month.
The money will be available on the date chosen at the time of accession: today (4), considering that May 1 was not a business day or May 11, considering that May 10 is not a business day. Whoever receives it on the 11th will be entitled to interest and monetary restatement.
The worker will receive the money through the channel they chose when they joined, which can be Caixa’s payment channels (self-service terminals or lottery stores) or the account of another financial institution.
Due to the coronavirus, those who chose to redeem money personally can change the alternative in the “App FGTS” application., to receive direct account credit at any bank. This can be done until July 24, to receive the money until July 31.
By choosing a birthday withdrawal, the worker can withdraw part of the balance from their FGTS accounts each year. Migration to the modality is optional and must be reported to Caixa Econômica Federal.
The deadline to join the anniversary withdrawal and have access to part of the balance deposited in the accounts still in 2020 always ends on the last business day of the worker’s birth month. Those who have not yet opted for the birthday retreat can inform Caixa about the choice, but they will only begin to receive the fees each year from 2021.
The deadline to withdraw money from the birthday withdrawal follows the following schedule. According to Caixa, if the withdrawal is not made on time, the value of the fee returns to the fund.
Special loot anniversary calendar 2020
| Birthday month | Withdrawal month |
| January | April to June 2020 |
| February | April to June 2020 |
| March | May to July 2020 |
| April | May to July 2020 |
| May | June to August 2020 |
| June | June to August 2020 |
| July | July to September 2020 |
| August | August to October 2020 |
| September | September to November 2020 |
| October | October to December 2020 |
| November | November to January 2021 |
| December | December to February 2021 |
How the birthday loot works
By choosing the birthday withdrawal, the person loses the ability to withdraw the full value of the deposits, if they are fired. What remains the same is access to the termination fine of 40% on the amount deposited by the employer in case of unfair dismissal, in addition to the possibility of retirement to buy the house, retirement or serious illness.
Beginning in 2021, each year, the birthday retreat will be available for three months, beginning on the first business day of the worker’s birthday month. For example, anyone born on March 20 may withdraw from March 1 until the last business day of May.
Whoever opts for the birthday retreat and then changes their mind will have to wait 24 months for the change to take effect. Those who prefer to stick to the traditional FGTS access model, now called withdrawal-withdrawal – and have the right to withdraw the full balance in the event of dismissal – need do nothing.
How to join the birthday loot?
Anyone who wishes to opt for the birthday retreat must register in the FGTS application or on the website fgts.caixa.gov.br. There you click on “My FGTS“Then go to”Birthday LootThen you must read and accept the terms and conditions and click “Join the birthday loot”
Based on your current balance, the Caixa Econômica system also allows you to simulate how much you will receive for the anniversary retirement in 2020.
