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The Pension Reform, which came into effect in November 2019, established new rules on the accrual of benefits from the National Institute of Social Security (INSS). Previously, for example, it was possible to receive two death pensions at the same time, now only in some cases. But in which cases the accumulation Is it still allowed?
Under the new rules, the insured can collect two INSS pensions together, as long as they are received under different social security systems. The same goes for death pension more retirement. However, it is important to note that the award depends on when the benefits were requested. See the changes.
Cases where accumulation is allowed
The insured can receive two pensions simultaneously, as long as they are granted in different social security systems. If a teacher, for example, works in a private school and is also a public official, she can retire both through the INSS, and through the social security system of the municipality or state where she works as an official.
It is also possible to accumulate a pension for death + retirement. In this case, the insured will receive in full the benefit of highest value, and only a part of what is less. The percentage will be calculated on a scale of reductions, divided by income ranges, limited to the minimum wage.
The pension for death resulting from a spouse or partner from a social security scheme + another pension for death from a different scheme or pensions combined with current military activities may also be received jointly. As well as rural retirement by age + pension for the death of an urban worker.
Cases where accumulation is prohibited
- Sickness benefit + retirement;
- Retirement subsidy and benefits;
- Maternity wages and sickness benefits;
- Two death pensions left by a spouse, children or parents.
- Unemployment insurance and other social security benefits, except death or accident assistance.
See more: INSS anticipates the retirement payment of insured employees on leave
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