Caixa offers a four-month hiatus without payment of a parcel from the private house



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(photo: Breno Fortes / CB / D.A Press)
(photo: Breno Fortes / CB / D.A Press)

I will offer to Caixa Económica Federal (CEF) the possibility of suspending their clients for four months or payment of the parcels of the first house and from the next second-February (05/18). As it is worth for physical and legal weights and can be hired remotely, through the application or the telephone exchange of Caixa.

Or bank j had allowed two payments to the private house to be suspended from March, but that possibility was worth for three months at this fifth (05/14), when the president Jair Bolsonaro asked Caixa to request an extension of the measure. Segundo Bolsonaro, to extend this contractual pause for more than one more way to give more finance to the Brazilians who will lose during the pandemic do novo coronavrus.

Na live desta quinta-feira, Bolsonaro explained that 5 milhes de brasileiros tm um housing financing with Caixa. E quase to go to that person and ask the bank to temporarily stop paying the parcels of his own home since he began in 19 Brazil or Brazil. “2.3 milhes de pessoas j aderiram renegotiaoo, second to Caixa. So pesas you will ask to delay more money or pay exactly because some loser or emprego e outros that will negotiate or work contract this earning less. A situation is complicated. We can not collapse or Brazil nessa rea, “Bolsonaro said.

“To extend to pause in the loan of a housing contract for four months, or the bank offers its weight to companies to reschedule their time during the difficulties that they face in that period,” agreed or president of the Federal Economic Bank, Pedro Guimares, who, for this reason, you undertake to offer this possibility from the second day.

According to Guimares, all 2.3 milhes of pesos that will be renegotiated or payment from the first house is this agreement automatically extended for four months. And all the others that we will procure or bank with is intuited from the next week on suspense valid for that period.

Or the president of Caixa ainda lembrou who, according to the Central Bank regulations, the temporary suspension of payment of the parcels of the private house can last for six months. For that reason, it also made it possible for Caixa to extend this measure, case or coronavrus to continue shaving or purse two Brazilians for the next few months.

Condies

We can ask for a pause in the housing finance charge for all the physical weights that you contract on a day-to-day basis with 180 days overdue in Caixa, as clients that will use FGTS to lower a portion of the loan. As juridical persons that tm finances I produce from empreendimentos ou finances de acquisio e constructo de imveis you trade as a bank and we can also request a pause from Cobrana, since we are contracting day or later than 60 days.

Or a renegotiation request may be made by the Habitao CAIXA application or by the telephone number 3004-1105, 0800 726 0505 and 0800 726 8068, which we attend to Caixa customers from second to Saturday from 10am to 4pm.

It is important to lembrar, contudo, that or accord gives suspense das cobranas da casa prpria no livra os clients gives incidence of juros, insurances and tax. You value two orders relative to the months in which the parcels were not paid, sero, portant, accrued to or the outstanding balance of the contract.

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