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Who enrolled in the Seniority Guarantee Fund anniversary retreat (FGTS) you should be on the lookout for benefits posts. So far, those born from January to September have been considered. The modality allows the worker to withdraw annually a percentage of the balance of the Fund, according to his month of birth.
Citizens who wish to join, and have access to the amount still in 2020, must register through one of the service channels of the Federal Economic Fund until the last day of the birthday month. For example: those born in September have until the 30th of this month, those born in October until the 30th of the following month, and so on.
The birthday retreat has an additional up to R $ 2,900
The worker who opts for the retirement-anniversary, in exchange for the termination, may withdraw a percentage of 5% to 50% of what is in the FGTS account. In addition, the modality offers the payment of an additional fee, which can reach R $ 2,900, depending on the linked balance.
Check the limits of the payment ranges of the fees:
| Balance range limit (in R $) | Aliquot | Additional fee (in R $) |
|---|---|---|
| Up to 500.00 | 50.0% | – |
| From 500.01 to 1.000.00 | 40.0% | 50.00 |
| From 1,000.01 to 5,000.00 | 30.0% | 150.00 |
| From 5,000.01 to 10,000.00 | 20.0% | 650.00 |
| From 10,000.00 to 15,000.00 | 15.0% | 1,150.00 |
| From 15,000.01 to 20,000.00 | 10.0% | 1,900.00 |
| Above 20,000.01 | 5.0% | 2,900.00 |
According to Caixa, the money will be available for three months, starting from the first business day of the worker’s birthday month.
Despite all the advantages, it is necessary to make caveats. This is because whoever opts for the modality loses the right, for two years, to total withdrawal from the Fund in the event of dismissal without cause. What remains the same is access to a 40% fine on the amount deposited by the employer during the term of the contract.
FGTS Loot Anniversary Calendar
HE swag-birthday follows a payment schedule that varies according to the beneficiary’s month of birth. Check below who can withdraw the benefit so far:
- Born in January and February: withdrawals from April to June 2020;
- Born in March and April: withdrawals from May to July 2020;
- Born in May and June: withdrawals from June to August 2020;
- Born in July: withdrawals from July to September 2020;
- Born in August: withdrawals from August to October 2020;
- Born in September: withdrawals from September to November 2020;
- Born in October: withdrawals from October to December 2020;
- Born in November: withdrawals from November 2020 to January 2021;
- Born in December: Serves from December 2020 to February 2021.
Adhesion to the birthday loot
Whoever wishes to join the leave due to birthday must request the modality in Caixa website or FGTS application (available in the virtual stores Google Play and Apple Store). In both cases, it is important to read and accept the terms and conditions before continuing.
For those who have doubts about whether or not to adhere to the modality, Caixa provides a simulation tool to calculate how much the citizen will receive for the modality in 2020. The federal government has also launched a new credit line for those linked to retirement birthday. , in anticipation of up to three years of benefit through loans at lower interest rates.
Also read: In a new government program, FGTS can be used to finance properties of up to R $ 85 thousand
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