INSS changes the rules for retirement; Find out who can retire in 2021



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Beneficiaries of National Institute of Social Security (INSS) they should be aware of the new retirement rules for 2021. For the next year, many workers want to verify their contribution time to access their Social Security benefits.

The INSS social security reform, approved at the end of 2019, still impacts the social security of the Brazilian population.

The changes allowed workers to retire before the established minimum age, that is, 62 years for women and 65 years for men. However, it is necessary to verify when the change is most advantageous.

Point transition system: how will it work?

The points system launched by the INSS will allow the worker to accumulate his score taking into account the number of times the beneficiary has contributed.

  • For men, 97 points;
  • For women, 87 points.

In other words, the minimum contribution time will also vary: 35 for men and 30 for women. The transition allows to count 1 point per year, as follows:

  • it is possible to reach 105 for men – by 2028
  • it is possible to reach 100 for women – by 2033

The number of workers contemplated as of 2021 is 88 for women and 98 for men. Thus, the average will be between 58 and 57 years, with at least 30 years of registered contributions.

Transition by contribution period + minimum age

The transition by contribution period together with the minimum age will work as follows: the minimum age is 56 for women and 61 for men. Every half year of life is equal to 1 point.

In women, the end period takes place during the next 12 years and men end the period in 8 years.

By 2021 it will be necessary to be at least 57 years old (women) and 62 (men), having contributed for a minimum of 30 and 35 years respectively.

Age transition

In the age transition, the INSS remains with the following:

  • the minimum contribution time will be 65 years
  • For women, the retirement period is 62 years (in 2023), at least 15 years of contributions.

Starting in 2021, the transition rules will remain in effect only for women, who must be 61 years old.

The minimum retirement age is already in effect in 2020, which has been increased by six months each year, reaching 62 in 2023.

50% toll transition

Finally, there is the transition mode: 50% toll. In this situation, the beneficiary who makes the contribution period of 35 years for men and 30 for women 24 months ago can retire without a minimum age.

Here, in this case, 50% of the toll is charged for completing the remaining time.

About INSS payments in 2021

It is worth mentioning that whoever is contemplated in 2021, either for retirement or other benefits, can already consult the payment schedule. The INSS announced, in the last week, all the dates planned for next year.

The organization is still maintained through the final registration number in the project and also takes into account the amount to be awarded. Finally, we must not forget that the planned national floor is R $ 1,088, reformulating the base of all agency salaries.

Complete agenda

End 1

For those who earn up to a minimum wage

  • 25/1
  • 2/22
  • 25/3
  • 4/26
  • 25/5
  • 24/6
  • 26/7
  • 8/25
  • 24/9
  • 10/25
  • 11/24
  • 12/23

For those who earn more than one minimum wage

  • 1st / 2
  • 1st / 3
  • 1/4
  • 3/5
  • 1st / 6
  • 1/7
  • 2/8
  • 1/9
  • 1st / 10
  • 1/11
  • 1/12
  • 3/1/2022

End 2

For those who earn up to a minimum wage

  • 26/1
  • 2/23
  • 26/3
  • 27/4
  • 26/5
  • 25/6
  • 27/7
  • 8/26
  • 27/9
  • 10/26
  • 11/25
  • 12/27

For those who earn more than one minimum wage

  • 2/2
  • 2/3
  • 5/4
  • 4/5
  • 2/6
  • 2/7
  • 3/8
  • 2/9
  • 4/10
  • 3/11
  • 2/12
  • 1/4/2022

End 3

For those who earn up to a minimum wage

  • 27/1
  • 2/24
  • 29/3
  • 28/4
  • 27/5
  • 28/6
  • 28/7
  • 8/27
  • 28/9
  • 10/27
  • 11/26
  • 12/28

For those who earn more than one minimum wage

  • 3/2
  • 3/3
  • 6/4
  • 5/5
  • 4/6
  • 5/7
  • 4/8
  • 3/9
  • 5/10
  • 4/11
  • 3/12
  • 5/1/2022

Final 4

For those who earn up to a minimum wage

  • 28/1
  • 2/25
  • 30/3
  • 29/4
  • 28/5
  • 29/6
  • 7/29
  • 30/8
  • 27/9
  • 10/28
  • 11/29
  • 12/29

For those who earn more than one minimum wage

  • 4/2
  • 4/3
  • 7/4
  • 6/5
  • 7/6
  • 6/7
  • 5/8
  • 6/9
  • 6/10
  • 5/11
  • 6/12
  • 6/1/2022

Final 5

For those who earn up to a minimum wage

  • 29/1
  • 2/26
  • 3/31
  • 30/4
  • 5/31
  • 30/6
  • 7/30
  • 8/31
  • 30/9
  • 10/29
  • 11/30
  • 12/30

For those who earn more than one minimum wage

  • 5/2
  • 5/3
  • 8/4
  • 7/5
  • 8/6
  • 7/7
  • 6/8
  • 8/9
  • 7/10
  • 11/8
  • 12/7
  • 7/1/2022

Final 6

For any value

  • 1st / 2
  • 1st / 3
  • 1/4
  • 3/5
  • 1st / 6
  • 1/7
  • 2/8
  • 1/9
  • 1st / 10
  • 1/11
  • 1/12
  • 3/1/2022

Final 7

For any value

  • 2/2
  • 2/3
  • 5/4
  • 4/5
  • 2/6
  • 2/7
  • 3/8
  • 2/9
  • 4/10
  • 3/11
  • 2/12
  • 1/4/2022

Final 8

For any value

  • 3/2
  • 3/3
  • 6/4
  • 5/5
  • 4/6
  • 5/7
  • 4/8
  • 3/9
  • 5/10
  • 4/11
  • 3/12
  • 5/1/2022

Final 9

For any value

  • 4/2
  • 4/3
  • 7/4
  • 6/5
  • 7/6
  • 6/7
  • 5/8
  • 6/9
  • 6/10
  • 5/11
  • 6/12
  • 6/1/2022

Final 0

For any value

  • 5/2
  • 5/3
  • 8/4
  • 7/5
  • 8/6
  • 7/7
  • 6/8
  • 8/9
  • 7/10
  • 11/8
  • 12/7
  • 7/1/2022

INSS: 2020 Calendar still in force

INSS beneficiaries will still be able to receive payments for the month of December, between the period between December 22, 2020 and January 8, 2021.

See schedule:

For those who earn up to a minimum wage

End 1: December 22th
End 2: December 23th
Final 3: December 28th
Final 4: December 29
Final 5: December 30
Final 6: January 4
Final 7: January 5
Final 8: January 6
Final 9: January 7th
Final 0: January the 8th

For those who earn more than the minimum wage

Final 1 and 6: January 4, 2021
Final 2 and 7: January 5, 2021
Final 3 and 8: January 6, 2021
Final 4 and 9: January 7, 2021
Final 5 and 0: January 8, 2021

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