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OR National Institute of Social Security (INSS) had new rules for accrual of benefits after the text of the Social security reform come into force. Previously, the insured could receive two benefits at the same time, as for example in the case of two pensions. But now is accumulation allowed?
In this way, with the new regulations, the beneficiary may receive two official INSS pensions, but provided they are received under different social security systems. In addition, the beneficiary can receive death pension more retirement.
However, it should be mentioned that the concession depends on when the benefits were requested.
INSS: Cases in which accumulation is allowed
The INSS beneficiary can receive two pensions at the same time, as long as they are granted under different social security systems.
For example, if a teacher works in a private school and is also a civil servant, he or she can retire both through the INSS and through the municipality’s own state or state pension system.
In addition, it will be possible to accumulate the pension for death and retirement. In this situation, the insured will receive, in full, the benefit of greater value. Payment will only be for a portion of whatever is less.
The calculation
The percentage will be calculated using a scale of reductions, divided by income ranges, limited to the minimum wage.
They can be received together:
Pension for death resulting from a spouse or partner from a social security scheme plus another pension for death from a different scheme or pensions allied to current military activities.
In addition, rural retirement by age + pension for the death of an urban worker will be allowed.
INSS: Cases in which accumulation is prohibited
OR accumulation of benefits in the INSS It is prohibited in the following situations:
- Maternity wages and sickness benefits;
- Sickness benefit + retirement;
- Retirement subsidy and benefits;
- Two death pensions left by a spouse, children or parents;
- Unemployment insurance + other Social Security benefits, except assistance for death or accident.
