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Birthdays of January to November and who joined the FGTS Birthday Retreat now you can access the benefit.
The retirement-anniversary allows the withdrawal of part of the balance of any account, whether active or inactive from the fund every year, in the anniversary month, in exchange for not receiving part of what is entitled in case of dismissal without just cause.
Currently, payment is made according to the calendar by month of birth. The amounts are available for withdrawal until the last business day of the second month following the acquisition of the withdrawal right.
Amounts receivable for additional withdrawal from FGTS
Do you know the amount you can receive? The amount to be released varies according to the balance of each account in the name of the worker. In addition to a percentage, you will receive a fixed additional, according to the total amount established in the account.
In addition, the amount to withdraw varies from 50% of the balance without additional fee, for accounts up to R $ 500, to 5% of the balance and an additional R $ 2.9 thousand for accounts with more than R $ 20 thousand.
The accounts are a bit complex. However, we will explain it to you. For example, if a worker has R $ 1,450 in all FGTS accounts, it will be possible to withdraw 30% of the total, plus a part of R $ 150. That is, the withdrawal will be R $ 570.
R $ 1,400 x 30% = R $ 420.00 + additional R $ 150 = R $ 570.00.
See the table:
| Equilibrium range limits | Aliquot | Additional plot |
| up to R $ 500 | fifty% | – |
| from R $ 500.01 to R $ 1,000 | 40% | 50 reais |
| from R $ 1,000.01 to R $ 5,000 | 30% | R $ 150 |
| from R $ 5,000.01 to R $ 10,000 | twenty% | 650 R $ |
| from R $ 10,000.01 to R $ 15,000 | fifteen% | R $ 1,150 |
| from R $ 15,000.01 to R $ 20,000 | 10% | R $ 1,900 |
| above R $ 20,000.01 | 5% | R $ 2,900 |
Through Caixa official website and through the FGTS application (available on the App Store, Google Play or Windows Store) it is possible to simulate the amount you would receive and join the birthday retreat. The inquiry can be made after registering and creating a password.
According to government information, the worker can choose to receive the annual fees directly into an account owned by him at Caixa or at another institution.
Withdrawal of the application
In order to reduce the demand for service in the branches and facilitate access to withdrawal methods, the Federal Economic Fund announced the launch of a digital tool that allows withdrawals. According to bank information, the application allows the withdrawal to be made entirely by the FGTS application.
“From now on, the worker does not need to go to a physical service point to withdraw his FGTS funds,” said Caixa president Pedro Guimarães.
In this way, the application update is now available for free for Android devices. The new version for IOS will be released soon.
Meanwhile, with the application, Caixa aims to reduce the demand for service in the branches and facilitate the access of workers to the new forms of leave, such as immediate and anniversary.
Calendar
Check below the calendar of birthday retreats, by month of birth
- January and February: retreats from April to June 2020;
- March and April: retreats from May to July 2020;
- May and June: withdrawals from June to August 2020;
- July – retreats from July to September 2020;
- August: retreats from August to October 2020;
- September: retreats from September to November 2020;
- October: retreats from October to December 2020;
- November: withdrawals from November 2020 to January 2021;
- December: withdrawals from December 2020 to February 2021.
The calendar, according to Caixa, was published in April 2020. The money release calendar follows the end of the withdrawal period for immediate withdrawals, which ends on March 31.
About the additional withdrawal of FGTS
Can the unemployed join the birthday swag?
Yes. If there is money in the inactive account. Every worker, whether active or inactive, has the right to retire if there is a balance available. It is possible to check the balance of the FGTS account through the official website or application.
Can I choose only one account to join the birthday retreat?
No, the membership is full, that is, the worker who chooses to use the new withdrawal mode will have all his accounts, active or inactive, under the rules of the retirement-anniversary. In the event of unfair dismissal, access to the amounts is prohibited for a period of two years.
What will happen to an inactive account after successive withdrawals in the modality?
In addition, since he is not receiving monthly deposits from the worker’s payroll, when the balance of the inactive account is exhausted, the worker will no longer receive from that account, however, the modality remains the same, if he comes to work and opens a new account at FGTS, for example.
When will the withdrawals be worth it?
According to the Government, the value of withdrawals is a percentage of the employee’s FGTS account balance. Subsequently, the calculation will be based on the rate table, which also includes an additional fee based on the amount.
How do I switch to birthday loot?
In the case of non-bank account holders, it is necessary to go to a Caixa branch with personal documents and work papers and communicate the desire for change.
Thus, whoever has an active Caixa account can make the change without leaving home, through Internet Banking or through the Caixa application, under the option “FGTS and INSS”, followed by “Withdrawal of FGTS”.
