[ad_1]
We are a young family I have an effect Until the birth of the child, we both work with my husband, we pay taxes, we do not abuse any newsletter, benefits, etc. When the boy was born, I went on parental leave, and the man continued to work. It is true that we take the opportunity for the husband to go on vacation for a month to take care of the child. We have decided that after earning and paying taxes, we are entitled to such a privilege.
We are really working in a qualified job, we have graduated from universities. During the quarantine, nothing changed. The man did not reduce his salary, issue no downtime, and there were no ballots for six months.
Well, working honestly, we don’t carry millions. So we decided to take out a loan to buy our own house. And what do you think? The ways of the cross began.
It turns out that if you are employed, it is not necessarily attractive to the bank, because employers do not “show” all the money you earned by saving, but only a part, some go through the bond. And that other part, received through the appendix, is not interesting for the bank even when it presents all the certificates.
A large amount of cash is also required, not 15%, but more. Suppose the price of an apartment is 50,000 and you ask for 20 percent. for the initial contribution – you must have 10 thousand. cash. But hey, if I had a lot of cash, I wouldn’t go to the bank to borrow. After listening to all the options and realizing that, at best, we can ask for 30 thousand. Loans, and he is not going to buy an apartment in the city for so long, we feel that we have a rag in our faces.
The worst part is that, as normal and honest citizens, we are not interested in the state. We should be unemployed, indebted, have children and not be able to take care of them.
Then we would receive social housing, food, and a kindergarten allowance, as well as other benefits and programs. Free meals for children, discount on the loan. Go then we would notice and give us some help. And now?
I know many normal young families who are looking for some jobs and dream of buying their own home that don’t last long. We are not the exception. We will both make money and save. But it hurts my heart that working people are not interested in anyone. All support and assistance is provided not only to those who are in real disaster, but also to all devotees who do not appreciate the support, who can only demand and shout out loud that everything is small.
I hope that as my children grow, attitudes towards young and normal families will change. I hope that my children and grandchildren will grow up to become honest and respectable people who will create that well-being and not only enjoy the goods of “well-being” without contributing to creation.
[ad_2]
