Housing is promoted by the possibility of receiving a state subsidy: in some projects, one in two people takes advantage of it

As you know, in Lithuania, there has been a procedure for several years in which a young family in which both spouses or one of the parents raising a child or a mother is not older than 36 years can apply for state aid for the part of the house. loan.

The following subsidies are offered to young families: for non-children – 15%; raise 1 child – 20 percent; raise 2 children – 25 percent; raising 3 or more children – 30 percent.

The amount of the home loan, from which the subsidy granted to a young family is calculated, may not exceed 87 thousand. euros. It is paid no later than 4 months from the date of granting the mortgage.

A maximum of 15% may be assigned to a plot on which the home of a young family will be built. mortgage loan amounts.

A family that applies for a state subsidy for the first home may not own or have owned the home owned, unless the usable area per home does not exceed 14 square meters or if the home depreciates by more than 60 percent .

The location of the projected home is especially important to qualify for the grant. Family allowances are not available in the cities of Vilnius, Kaunas, Klaipėda, Šiauliai and Panevėžys or in the municipalities of Birštonas and Neringa. The procedure is valid only in some municipalities of the city of Palanga, districts of Utena, Kaunas, Vilnius, Trakai and Druskininkai.

It is in these areas that real estate advertisements that draw attention to the possibility of obtaining a subsidy are usually found.

Audrius Šapoka, CEO of Ober-Haus, said that when looking for additional ways to draw potential buyers’ attention to the homes they are selling, sellers often indicate that a state subsidy is available.

“In this case, it is important that when buying housing in not all districts, a subsidy is available, in some cases, for example, in Vilnius, Trakai district, etc. “The receipt of the subsidy even depends on the specific places in the district where the house is sold,” he said.

The number of buyers grows

For example, the project “Pakrantės Alėja” can be found in the Klaipėda district. “Young families (people under the age of 35) can receive a state housing subsidy,” their description reads.

According to Ingrida Bartkutė, representative of developer Elpekas, both residents and municipalities are interested in the state subsidy.

“The idea is really good and useful. The effectiveness of the measure also depends on the competencies, vigor and capacity of the municipalities themselves to communicate properly and create an attractive environment to live and work in the districts. The cooperation of municipalities with real estate developers and other companies or institutions, communities and all interested parties is especially important.

The measure solves the problem of more than one family or specific municipality, the measure creates opportunities to create families, businesses, reduce social exclusion between regions. It is understood that the adoption of the measure in the regions is uneven, so its effectiveness can only be evaluated at the municipal level. However, the leading municipalities are an indicator that the measure can work and it is necessary to work with the lagging municipalities, perhaps helping them, and not as a more insurmountable challenge, “he said.

Interviewee Delfi said that buyers often ask if they meet the criteria, so they are likely to use the tool.

“We are real estate developers, not consultants. But we get a lot of questions about subsidies, so people are interested and looking for information. We cannot say exactly how many buyers benefit from the subsidies.

The dissemination of information about the measure is increasing, more and more people are aware of the possibility of receiving a subsidy each year, so the number of this type of buyers increases every year. Last year, there were about 40% of these buyers in the developed residential area in the Klaipėda district, ”he said.

In the Kaunas district, you can find the “Mažieji Ringaudai” project, the advertisements of which say: “Possible subsidy for first home purchase”. Real estate broker Mindaugas Bražiūnas said that most buyers use the subsidy on this project.

“7 out of 10 of our customers are happy to save money on furniture, wellness equipment or other expenses.

In my opinion, to encourage young families to stay in Lithuania and create the future for themselves and their children here, the state should offer such subsidies also in the future, because the priority of our state is population growth. . “Our population statistics are declining rapidly, so that incentive is one of the most effective in keeping our citizens in the state,” he said.

M. Bražiūnas also said that he had noticed that for several years in a row Lithuanian citizens living abroad have also been interested in newly built houses.

“When they return home, many find work, work the time they need to get a home loan, and also use the subsidy to buy their first home. These subsidies generate the greatest added value for our country, since returning people not only contribute to the emergence of a new workforce, but also increase the consumption of goods and services, which drives our economy to grow faster ” said the interlocutor.

Mainly cabins

There are more projects that can benefit from state support in Lithuania. For example, “Bičiulių Terraces” in Trakai district advertises the possibility for “young families to benefit from the state-provided home loan subsidy”, suitable for purchase with a subsidy. “

They advertise cabins or single-family homes. At that time, almost no new apartment buildings were built in recent years, at least near Vilnius.

For example, in the Vilnius district, as of 2018, only three permits have been issued for the construction of apartment buildings.

In 2018, the Kerema company was allowed to build two seventeen-apartment low-rise residential buildings in Bendorėliai. In 2019, he was allowed to build a 34-apartment apartment building in Baltoje Vokė.

In recent years, two companies have built two companies in the Trakai district: Saulės kalvos and Nemuno banga. In 2018, Saulės Kalvoms was allowed to build four multi-apartment projects in Naujoji Lentvaris village. In 2017, Nemunas Banga was allowed to build an apartment building in Lentvaris.

At that time, no apartment buildings were built in Elektrėnai Municipality for the past 10 years.