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It has been decided that the maximum commission for the basic payment account service in 2022 will be 1.45 euros per month. The same tax rate is also valid this year.
Depending on the service plans, real banks charge different rates to clients, with discounts for some groups of the population.
The minimum services included in the composition of the basket of the main payment account approved by the Bank of Lithuania, which would be provided monthly without additional charges, are the following:
- account opening;
- the. login tool and secure account management, banking (code generator, special application, etc.);
- unlimited crediting of received euro payments;
- unlimited cash deposit in the form chosen by the credit institution; card payment and card payment transactions;
- at least 10 monthly transfers in euros online, including instant payments, payments, e. bill payment, transfers within the institution and to other payment service providers, direct debit transactions;
- Cash withdrawal: at least 550 euros per month in the bank’s ATM network or in the form chosen by the credit union.
In total, more than 6.1 million credit institutions operating in our country have been opened. accounts, of which 5.2 million. accounts are managed online.
According to the second quarter data, the Lithuanian banking sector earned 153.1 million LTL. EUR net profit. It was 25.3 million. EUR, or 19.8%, higher than in 2020. during the same period. 11 banks or branches of foreign banks were profitable, 6 market participants were trading at a loss.
Net profit is the difference between income received and expenses incurred, taking into account income tax.
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