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“Customers who have decided to buy a car know: it costs not only the purchase itself, but also the additional maintenance and maintenance of the vehicle. Therefore, when buying a car, it is very important to assess your mobility needs and anticipate future expenses, say five years, ”says Saulius Mickus, Director of the Leasing Department at SEB Bank.
Compared three variants of the same model
To reveal the differences in prices and costs between the electric car, the hybrid and the gasoline car, the analysts at SEB Bank chose a manufacturer (the Huyndai Kona model used for the calculations), which offered all three variants of the same model sold in Lithuania and compared which car would be more profitable to drive. five years. The salvage value of each car has also been calculated, allowing one to predict how much money a person can expect to recover if they decide to sell the vehicle after five years.
The price of the new gasoline model is 22,385 euros, the hybrid, 25,385 euros, and the electric, 36,385 euros. The differences in purchase prices are obvious. Analysts have calculated how these differences might change if the future costs and expenses of the three options were taken into account over five years.
The analysis was performed using the following assumptions:
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baselines are compared;
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cars are covered by helmet insurance;
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taxes on pollution, registration, technical inspection are calculated;
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60-month maintenance costs are calculated based on data provided by agents
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an electric car does not need a charging station at home: public infrastructure is used, the price per kilowatt-hour is 0.3 euros, the price of a liter of gasoline is 1.05 euros;
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the car will be used for five years;
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the distance traveled will reach 100,000. kilometres;
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the market value after five years will be 30 percent. New car prices.
Applying the previous assumptions, it is estimated that a total of 34.7 thousand gasoline models will cost the owner in five years. EUR, hybrid – 34.9 thousand euros. EUR, and an electric car – about 43.5 thousand. euros. Therefore, from the initial analysis, it would seem that the most valuable thing is to buy and use a car with a conventional internal combustion engine. However, the calculations change somewhat if we take into account the economic incentive and discounts for electric car drivers.
The price of an electric car can be reduced.
Mickus points out several things that could help electric car owners save so much that their green choices go further.
Free vehicle charging provides a tangible savings opportunity for electric car owners, and the network of charging stations in Lithuania is expected to grow even further in five years. In turn, this can save hybrid drivers too.
However, not all stations can charge the battery for free, so the energy cost of five years assumes that free electricity will cover half the distance and the other half will cost € 0.3 per kilowatt-hour consumed .
If a car powered by an internal combustion engine will burn fuel for 8 thousand. EUR 5,250 for a hybrid. Under the previous assumption, the energy of electric vehicles should be spent around € 2,150 during this period. Therefore, in terms of fuel and energy costs, electric car trips are the cheapest.
The buyer of a new electric car can set the purchase price at 4,000. if the Environmental Project Management Agency of the Ministry of Environment receives a payment foreseen in the implementation of the Climate Change Program. Seizing the opportunity, the price of an electric car is even closer to the prices of other options – total costs are reduced to 39.5 thousand. euros.
Finally, bank analysts point out that the residual value of vehicles will differ significantly after five years. A gasoline car will cost 6.7 thousand. EUR, hybrid variant – 7.6 thousand and an electric car – almost 11 thousand. euros. So after five years of deciding to sell their vehicle, it is the owner of the electric car who can expect the highest performance.
It is the residual value that helps to complete the calculations and discover the final answer. If you deduct the residual value of the price of the car and the sum of the expenses of five years, it is obtained that the gasoline car costs 28 thousand. EUR, hybrid variant – EUR 27.2 Cerdocyon, and an electric car – 28.7 thousand. euros.
By the way, the balance would tip significantly in favor of the electric car if the owner of each variant calculated how much he would have to pay to park the car in the city center in five years. The amount at current prices can reach 6 thousand. if you have to leave your car for at least two hours every working day in the center of Vilnius, where an hour of parking costs 2.5 euros. These costs would not endanger electric vehicle drivers under the current regime.
It is also worth remembering that electric cars can travel in the A lanes – they can get to their destination faster and avoid congestion.
The obvious advantage of an electric car is CO2 emissions.
When comparing three different variants of the same car model, the analysts also looked at their CO2 emissions.
According to various sources, on average, a liter of gasoline emits 2,392 grams of CO2 when burned.
It is estimated that in five years 100 thousand. The gasoline car emits 18.4 tons of CO2 and the hybrid car emits almost 12 tons of CO2.
Assuming that only electricity from renewable energy sources is used to charge an electric car, electric car owners can enjoy zero CO2 emissions and their contribution to a cleaner environment.
“Today, customers pay more attention than before to the car’s environmental friendliness. This characteristic becomes as important as economy (fuel consumption, other operating costs). We anticipate that in 2021, SEB bankas customers will lease more than 100 electric cars, almost double this year. This shows the growing public awareness, “says S. Mickus.
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