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Sheriffs warn that even debts acquired a few decades ago will not go away and fines will still have to be paid sooner or later. If the bailiff takes certain procedural steps at least every two years, fined residents can catch up even from the last century.
He received a lot of fines from his youth
Gediminas, a reader of the tv3.lt portal, fell into such a situation. The man has been working abroad for several years and recently decided to take out a loan to buy a house with his family. To do this, he needed to open a bank account in Lithuania.
“We opened an account, the bank checked everything, everything is fine, like a clean white sheet. One day, a call from the bank says that his account is blocked. I say, what is it? It says the bailiff,” says Gediminas .
When the husband contacted the bailiff, it turned out that he had a lot of unpaid fines. According to Gediminas, he had to pay speeding tickets 15 or 20 years ago, drive without a seat belt in his youth, etc. According to Gediminas, the fines were so many that he had to pay about 560 euros.
“I contacted the bailiff, who explained to me that there is a fine from this or that year. And everything was here 15 or 20 years ago, it turns out that those fines were not going anywhere. He checked it once a year, that day it coincided , bird, open and I am already legal in Lithuania, so I blocked the accounts. And I paid for all that youth baikas“Says Gediminas.
The man says he did not know he had so many accumulated fines and first heard about them only after the bill was blocked and the sheriff was contacted.
The statute of limitations expires
Administrative penalties for violations must be applied to residents within two years of the violation; This is the statute of limitations.
However, according to bailiff Sonata Vaicekauskienė, a member of the Presidium of Lithuania bailiffs, if procedural actions are carried out with a personal case at least every two years, the statute of limitations becomes meaningless.
“It is checked if the person works or has accounts. An account can be seized even for about ten years, but if no action is taken on it, no money is lost, then the seizure hangs.
Sometimes people have four, eight each, and then accidentally the money that falls or when they want to close the accounts, you see. But if there are no cash flows in the accounts, those arrests are made over several years.
Each bailiff carries out checks on his files at regular intervals. Check to see if the person is employed, has acquired property, or perhaps inherited. Now the sheriff’s information system, that cancellation system, if it is seized, the entire accounts of the debtor, not each one individually, and all accounts are seized in the future. If you open an account with someone at the bank, an attachment is automatically placed and those funds are canceled, ”explains S. Vaicekauskienė.
Not the first time
The sheriff says he has seen various situations in his work experience. The interlocutor says that she recently recovered the debts of the last century. According to S. Vaicekauskienė, currently the bailiffs can access more data, making it easier to recover the debts with the bailiffs.
Ms. Vaicekauskienė says that if no one had thought four years ago that bailiffs could seize Revolut accounts, they could do so now.
“It was a very convenient time when all Revolut accounts had been opened while working abroad and Lithuanian bailiffs couldn’t (to arrest them – aut. past.). For a couple of years, Lithuanian bailiffs have been able to seize Revolut accounts. You know, everyone’s memory is back, everyone remembers.
There are many people who have gone out to work and have more or less debts. They go back to Lithuania permanently, they want to manage their lives, take out loans or something like that, and they call themselves as much as they have accumulated so that their credit history is nice and orderly. In fact, people are returning to Lithuania for a permanent life, they really want to recover and improve.
Everything 100 percent. jasschools – aut. past.) knows. Especially because one, perhaps accidentally forgot something, but if several of them accumulated, it is a fact that the person knew ”, comments S. Vaicekauskienė.
Asked if they do not believe that the fact that part of the debts of the population remain unpaid due to the fact that the bailiffs cannot access all the data is not a loophole in the system, S. Vaicekauskienė affirms that it would be difficult to see all the emigrants.
“One person works abroad, there are not many of those foreigners. Who works in England, who works in Norway, different countries. If a person works abroad through a Lithuanian company, the bailiff sees everything in Sodra. But most of them have left, not secretly, to work there illegally.
These opportunities to this day, the bailiff does not have to see that the person is working abroad. It can be observed that after leaving, declaring his departure to the United Kingdom, USA, Norway, he is registered in the Population Register in the Registry Center.
It happens that debtors register that they have gone abroad, but they are doing well in Lithuania. In order not to pay any utility bills, you state that when you travel abroad, you do not have to pay certain utility bills. Or he comes back and forgets to declare himself in Lithuania ”, says S. Vaicekauskienė.
Debt collection must be paid by the resident
The website of the Lithuanian Chamber of Bailiffs states that a resident who has debts that the bailiffs must recover, in addition to having to cover them, will also have to pay for their recovery.
The costs of executing a judgment begin to run as soon as the execution order is filed with the bailiff.
“The final amount of costs to be paid depends on the number and complexity of the procedural steps taken: the more actions a bailiff has to carry out, the higher the enforcement costs.
If the execution order has already been presented to the bailiff, it is advisable to pay the debt and the execution expenses incurred in the initial recovery phase as soon as possible, and if immediate payment is not possible, consult the debtor points with the Chamber bailiffs. .
The costs of executing a judgment begin to run as soon as the execution order is filed with the bailiff.
“The final amount of costs to be paid depends on the number and complexity of the procedural steps taken: the more actions a bailiff has to perform, the higher the enforcement costs will be.
If the writ of execution has already been presented to the bailiff, it is advisable to pay the debt and the execution expenses incurred in the initial recovery phase as soon as possible, and if immediate payment is not possible, consult the debtor points with the bailiffs. Camera.
According to the Instruction of Execution of Sentences, the fees of the bailiff for the recovery of the debt can range between 8 euros and several thousand. In addition, an administrative fee of between € 12 and € 220 remains to be paid. The exact amounts of administrative expenses and the bailiff’s compensation are specified in the Instructions for Enforcement of Judgments.
More answers to topical questions about debt collection are available on the Lithuanian Chamber of Bailiffs website.
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