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Mantas Norkus, head of the Lietuvos Draudimas Claims Center, told the tv3.lt news portal that since Tuesday the residents asked the insurer not only for the losses suffered during the accidents, but also for the destroyed buildings.
PHOTO GALLERY. Lithuania was covered in snow
“In recent days, heavy snowfall has become a cause of disaster for many people. It is recorded that most accidents are not caused by accidents due to difficult traffic conditions, but by pressure from the snow, which causes tree branches to break, e. wires, collapsed building structures.
Customers most frequently reported snow-damaged cars: tree limbs were broken in both cars parked in yards and cars. The second most frequent damage to buildings was residents complaining of the collapse of the outhouse, broken gazebos and damaged roofs. Damage caused by snowfalls to both cars and other property is also frequent, ”said the interlocutor.
In addition, Mr. Norkus adds that since Tuesday night, almost 100 reports have been received from the population, which continues to increase.
“Nearly 100 reports have been received since Tuesday night and the number of events is increasing. The snow cover continues to grow and sometimes just one more centimeter before a branch fractures or slides is enough. Also, The greatest property damage caused by snow can occur in non-residential buildings, such as gardens or farms, that residents have not yet seen, recorded or reported. We will be able to see and estimate the actual number of events these days early in the week that is coming ”, he added.
Marek Ernest Goliančik, deputy director of BTA’s Claims Regulation Department, adds to the tv3.lt news portal that incidents are not only noticeable on the road.
“On Tuesday and Wednesday, due to snowfall, we are registering a lot of events in Lithuania. If we talk about damage caused by traffic, then the element also found us on the road – we searched a lot of off-road and stuck vehicles. These days, more than half of all events are recorded. Some cases were recorded before hitting the roads: events in which trees, branches or cables fell. These events are not dominant, but they represent about one fifth of all recorded events.
We are also seeing an increase in property insurance cases where snow damages roofs, gazebos, and other home properties due to high pressure. The property is also affected by falling snow, broken branches, bushes.
“The number of Kasko insurance cases is doubled than usual these days,” the company representative said.
Mindaugas Balinskas, head of claims for Compensa Vienna Insurance Group, notes that some of the fixed claims can occur over a longer period of time.
“Snowfall in Lithuania continued from Monday evening and we started to record the damage, as usual in such situations, after a while. This is because, in case of damage, residents often first take care of eliminate its consequences and only then turn to the insurance company.In addition, the effects of heavy snow on residents’ property (such as roof structures) sometimes occur over a longer period of time.
We registered the first dozen claims Wednesday morning, but the flow of them is still continuing. Due to the above circumstances, we anticipate that their total number will be quite high. Among the damages recorded are damages to the property of neighbors: fences, roofs, etc. caused by a traffic accident, broken trees and accumulated snow. The economic expression of the damage suffered by the population currently amounts to several thousand euros, ”he said.
Residents suffered record losses
According to Gjensidige, the population suffered record losses, most of the accidents were due to slippery road surfaces, heavy snow cover and by Wednesday noon they had already booked more than 100,000. to compensate for the loss of ownership of cars, people and businesses.
“Although the snowfall has subsided, the loss reports are very intense. During the last day, the cars of the Lithuanian people were the most affected. There is an extremely high number of minor accidents when the car could not stop properly due to to the slippery road surface and collided with another vehicle.
Roads on rural roads are much harsher. During the last day, vehicles were sliding off the road into ditches or trees at the edge of the road, turning around the side of the roof. There have been cases where cars went into the opposite lane due to a slippery road and collided with a vehicle moving there.
V. Katilienė also adds that people have asked for compensation for damages caused by damaged vehicles.
“The cars left on the streets or in the yards of apartment buildings were damaged when trees that could not bear the weight of the snow bent the roofs of the vehicles, the hoods and the windows shattered. We recorded that conifers – spruces, pines – tend to break, because the greatest amount of snow accumulates on their branches, “said the interlocutor.
At that time, the representative of the insurer M. Norkus also added that the amount reserved for compensation of the population amounts to 100,000. euros.
“100 thousand people have been reserved for the damages of their clients. euros. Residents report mostly cars damaged by tree limbs, with damage ranging from 2,000. up to 7 thousand. euros. Currently, the biggest fixed events for buildings are the collapsed hangar and the clown. 10 thousand LTL is reserved for your damages. “said a representative from Lietuvos Draudimas.
Guodos Jasaitė, the head of If’s transport damage group, explains that the amount of damage varies greatly, depending not only on the damage, but also, for example, on the car.
“Much of the damage to cars is not related to traffic accidents, but to the fall of tree branches, snow falling from the roof of trucks, which damages cars that are or are driving nearby.
The amount of damage varies greatly depending on the situation, the damage, or the car itself. According to today’s data, the damage caused by snow varies from 500 to 2,000 euros, but more than one damage exceeded 10,000. euro, ”he said.
You may not receive money for damages suffered
However, insurance companies point out that if the car has been destroyed by a boiled tree, the damage may not be compensated; Kasko insurance is required.
It is remembered that residents who do not purchase home insurance cannot receive compensation either.
According to Lietuvos Draudimas, the eastern part of the country was the most affected by snow accumulations: that is, two-thirds of Lithuania, east of Šiauliai. Most of the disasters were in Vilnius and Alytus. In the western part of the country the situation is stable and there is not much snow, so no events have been recorded.
Insurance companies urge you to take care of your property, not to park cars under trees, to cut snow from roofs, to maintain a safe speed and distance between cars. We recommend limiting travel or even walking outdoors as much as possible.
In the event of an incident, it is recommended to report the event online and attach photographs illustrating the insured event, and if the Internet is not available, insurers can be informed of the damage by phone.
Road users encourage drivers to drive only when necessary.
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