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“By estimating the number of pension accumulation participants who could potentially acquire a pension annuity this year, they will reach retirement age and have accumulated more than 10,000. We anticipate that by the end of the year we will start paying pension annuities to approximately 160 people, and it is planned to transfer 2.5 million euros to the Sodra Pension Income Fund. euros. However, trends show that we will exceed these indicators this year, ”Daiva Gerulytė, Head of Sodra’s Division of Pension Annuities, said in the report.
According to her, as expected, the most popular is the standard pension annuity with a guaranteed payment period: the participant of the pension accumulation receives the benefits of the pension pension and part of the amount that would remain unpaid if the recipient of the pension will not reach 80 years of age. 70% choose a pension of this type. recipients. One in five people opted for a standard pension without the possibility of inheritance and 10 percent. – Deferred life annuity. “This shows that the annuities of the three types of pensions meet the different needs of the participants in the pension accumulation quite well, and residents have something to choose from,” says D. Gerulytė.
The average benefit of the pension annuity is currently 75 euros per month, but each beneficiary of a pension annuity receives a different amount of benefit, depending on their age and the amount accumulated. The maximum benefit exceeds € 260 per month and the minimum is less than € 25.
Interestingly, a monthly benefit of € 25 is paid if a pension annuity is purchased for around € 6,000. In this case, the resident was unable to purchase a pension annuity, but instead chose periodic benefits that would be paid by the pension accumulation company for 20 years, but the guarantee that Sodra would pay permanent benefits and not less for life proved more attractive.
By choosing a pension annuity, beneficiaries are guaranteed to receive pension annuity benefits not less than those granted for the rest of their life, but may increase if Sodra gets a higher return from the invested pension annuity fund than is included in the pension annuity.
Currently, the Sodra Pension Annuity Fund has accumulated more than 1.8 million. most of it is invested. By the way, the public welcomes Sodra’s pension annuity payment service. According to a representative survey of the nation’s population on the payment of a supplementary pension from Sodra, conducted by Spinter Research in September on behalf of Sodra, 54 percent. It is acceptable to residents for Sodra, and not private companies, to pay a supplementary pension (in addition to the old-age pension) to residents who participated in the accumulation of pensions from the funds accumulated in their pension funds. This is unacceptable 23 percent. surveyed.
Sodra recalls that pension annuities can be purchased by those residents who have participated in the accumulation of the 2nd pillar pension and have reached retirement age or have retired early. In this case, it is mandatory to acquire a pension annuity if the accumulated amount is 10,000. euro or more. After accumulating a smaller amount, up to 5,000. EUR – the total amount can be paid immediately and after accumulating 5 thousand. up to 10 thousand. The pension accumulation company would pay the funds in periodic pension benefits. However, even in these cases, a pension annuity can be purchased.
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