[ad_1]
[앵커]Starting on the 30th of this month, government regulations will be greatly strengthened, such as recovering the loan if a person who has received more than 100 million won in credit loans buys a home within a year. In just five days after this regulation was announced, credit lending increased by more than 1 trillion won.
There are a crowd of people who are trying to do the so-called ‘last spirit’ before regulation, but reporter Kim Joo-young reported on the site just how far it went.
[리포트]In the afternoon, the bank counter is crowded with clients seeking advice on loans.
Credit Loan Clients
“I thought like this in late December or early next year. I was very surprised when the (government) told me to do it at the end of November. The contract is immediately terminated.”
On the 13th, when the government announced that it will recoup the loan if you buy a home within a year after receiving more than 100 million won in credit loans, the demand for the so-called ‘last credit loan’ rushes until the 30th , which is the grace period.
In fact, in the five days since the government announcement until yesterday, credit loans from five commercial banks increased by KRW 1.1 trillion.
Loan loans increased by 6,622 billion won through November 12. This is an unusually large scale for an increase of only five days.
A, a 20 year old employee
“Because I cannot get a special supply, it is difficult to raise money, and since regulation starts on the 30th, I want to reach the limit in advance …”
DSR has become strict for high-income workersThe application of the rule has also made the “last loaned train” longer.
Kwon Dae-jung / Professor, Department of Real Estate, Myongji University
“If restrictions on other people’s equity limit even credit loans, I think it will be increasingly difficult to buy a home.”
It is pointed out that this loan regulation is preventing even the financial line for the end users who are marginalized from benefits such as the special supply for the newlyweds.
This is TV Chosun Kim Joo-young.
