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Check-in 2020.05.11 07:00
From the website / application of the credit card company to the credit card / check of the head of the family
Request the day of the week following the back seat of the year of birth.
If you received a link to the Internet address (url) related to the disaster help application and guide by text message or email, it is likely a fraud. This is because card companies decided not to send URL links to avoid scams like smishing and pharming.
Here are 10 points to check before requesting card payment.
Q1. Where to apply
There are 9 credit card companies that can apply for disaster aid payments: Shinhan, KB Kookmin, Samsung, Hyundai, Woori, Lotte, Hana, BC, and NH Nonghyup Card. Citi cards are not accepted.
Lotte · Samsung · Shinhan · Hyundai · KB Kookmin Card is available on every website and app. The NH Nonghyup card and Hana card can also be applied from each company’s home page and app, but the “Nonghyup BC” and “HanaBC” cards must be applied on the BC Card home page and app.
Woori Card, BNK Kyungnam Bank, BNK Busan Bank, DGB Daegu Bank, IBK Corporate Bank, SC Cheil Bank, SH Suhyup Bank, Gwangju Bank, Jeonbuk Bank, Jeju Bank, K Bank, Saemaul Geumgo, Shinhyup, Post Office Card You must present your request on the home page and the BC Card application. Even if you access Woori Card and each bank’s home page and application, you can still receive the BC Card application page.
If you think it is difficult to apply online, you can visit a bank counter linked to a credit card company. However, it can be accepted from 9:00 on the 18th.
Q2 Who must apply?
The head of the family must request it. It is to apply to the credit card company for the credit / debit card that the head of the family has in his name. Self-certification can be done in the form of certified certificate, mobile phone, card number authentication, etc.
Q3. Can I change the card company after applying?
Once the application is completed, it is not possible to change the card company. If you received a notification text message on your mobile phone after pressing the app button on the card company home page or app page, the app is already complete.
Q4. Is the amount of disaster aid money from the previous month recognized? Benefits?
The amount paid for disaster aid is also recognized as the use of the previous month. Points and mileage accrual and discounts are also available.
Q5. When can I use it after applying?
It can be used within 1-2 days after application. A text message informs you about availability and available dates.
Q6. Where can I use it or not?
It can be used in credit card shops in metropolitan cities, metropolitan cities and provinces where the head of the family is located. Jung-gu in Seoul can be used throughout Seoul, and the citizens of Suwon in Gyeonggi-do can be used throughout Gyeonggi-do.
The government’s disaster relief fund is not limited to “annual sales of less than one billion won.”
However, there are industries and merchants that have limited use of disaster relief funds. Department stores, hypermarkets and Internet shopping malls are typical. Unusable stores include NC, New Core Department Store, and Home Plus. It cannot be used even in small supermarkets operated by E-Mart, Homeplus and Lotte Mart. Nonghyup Hanaro Mart is possible.
In the case of a delivery app, it can be used to fulfill an item and make a direct payment. It cannot be used in large electronics stores such as Hi-Mart, Samsung Digital Plaza and LG Electronics Best Shop.
Use is also limited in the entertainment, leisure (golf course, screen golf course, karaoke room, etc.) and meanders (casino, lottery room, entertainment room, etc.) industry. It is also not possible to pay national taxes, local taxes, public rates, life insurance, health insurance and national pensions. Gift certificates, precious metals, massage rooms, etc. They are also classified as restricted use merchants.
In the case of a franchise, disaster relief funds can be used for the location of the headquarters. Taking Seoul-based Starbucks, for example, Seoul citizens can use emergency funds for Starbucks, but other locals can’t. Daejeon citizens can purchase KTX as disaster relief. KORAIL’s headquarters is in Daejeon.
If you are confused about whether you can afford disaster aid, it is a good idea to check the website of the card company you applied for.
Q7. How do I check if my disaster aid payment is correct? Balance?
You can verify this through a mobile phone text message or a card company app. After payment, the card company plans to send a text message such as “10,000 won for government disaster aid and 390,000 won for the balance,” or make it available through the app.
Q8. How to donate?
If the application is not submitted within 3 months, it will be treated as a complete donation. You can also donate only a part. There is a separate page for entering the amount of donations on the card company’s disaster support fund request page. For the donation amount, a tax credit benefit (15%) is provided at the end of the year.
If donating is difficult, do not enter anything and leave it blank.
Q9. If you are not in contact with the head of the family or are you abroad?
If the head of the family is abroad, absent or absent, or is in a situation where it is difficult to prepare a power of attorney, another family member can file an “appeal”.
Due to violence and abuse, you can file an appeal even if you live separately from the head of the family. In this case, it is a policy to allow disaster households to request separate homes.
If a child is born or divorces after March 29, which is the standard for disaster aid, it can be adjusted by appeal.
Appeals can be made at resident centers in the Eup, Myeon and Dong jurisdictions.
Q10. What will happen to disaster aid funds that have not been used until August?
The expiration date of the disaster aid received by the card is August 31. Any balance that has not been used up to this point is returned to the treasury and cannot be returned in cash.
