If you owned a home before marriage, you won’t be able to get your ‘first special job in a private home’

Check-in 2020.09.29 11:00

If one of the couples has bought a house before marriage, or has a history of owning a house through inheritance or donation, you cannot apply for the ‘Special Provision of Private Housing for the First Life’, which will be submitted from October. Also, ‘low-priced tiny houses’, which are recognized as homeless, are recognized as ‘residential dwellings’ at the time of private housing underwriting and therefore cannot apply for a special job for the first time time in the life of private housing.

The Ministry of Land, Transport and Maritime Affairs announced on the 29th, in the form of questions and answers, the criteria to recognize the qualification requirements for the special service for the first time in the life of private housing, which will be introduced in October. Private housing for the first time in life When a private house with a dedicated area of ​​85㎡ or less is sold, 15% of the supply for public housing and 7% for private housing is given to those who want to buy the first house in their life.

For the first time in the life of a private home, the qualification requirements for requesting special services are: ▲ members of a homeless household ▲ being married as of the date of the tenant hiring notice ▲ or having unmarried children ▲ a worker or self-employed worker who has paid income taxes for at least 5 years and ▲ the average monthly household income It must be less than 130% of the average monthly income per urban worker household in the previous year. All these conditions must be met.

First of all, the condition of ‘a person who intends to buy a house for the first time in his life’ is that on the date of the announcement of hiring tenants for the subscription of the house, not even one of the members of the home must never have owned a home, including the right to sell. If you have bought a home and owned it for any reason, such as inheritance, donation, or new construction, you are not subject to special work for the first time in your life.

For example, if a spouse has a history of disposing of a home they owned before marriage, they may not be a target for a special job. This is one of the requirements for applying for the special services system, which was implemented in public sales for the first time in life, and the same applies to private housing.

-If you own or have a history of owning a home that is recognized as homeless in accordance with article 53 of the Housing Supply Rules, are you eligible for a special service for the first time in your life?

“If there is the fact of owning a house that has been recognized as homeless in accordance with article 53 of the Housing Supply Regulation, it is considered homeless as an exception and the first qualification is given. A person who has 60 years or more you own the home, or have owned it before. Even if there is an exception, you are considered homeless and get the first rating in life. However, standards related to ‘small low-cost housing ‘in article 53 No. 9 “.

-Is it possible to request a special service for the first time in the life of a private house if a member of the household has a small low-cost house (with a residential area of ​​less than 60㎡ and the public price is less than 130 million euros? won in the metropolitan area, less than 80 million won in the local area)?

“If one of the household members owns a small, low-cost home, they are considered a ‘homeowner.’ They do not have a special service rating for the first time in their life. Small, low-priced home is a rule that applies only when requesting a general private housing offer (bonus points) “.

-Must have at least 6 million won in savings, including prepayment, in savings book first as of the tenant’s hire announcement date (this is the first special service provision in the case of public presale according to article 43 of the Housing Offer Rule).

“There is no condition for prepayment of 6 million won on the subscription credit book among the first qualification requirements for private management. However, the qualification requirements for homeless household members must be met, which are included in the first priority of article 28, paragraph 1 of the Housing Deposit Regulation Amount required by region and area In areas subject to overheating from speculation and areas subject to adjustments, the subscription period for a bank book must be of at least 2 years and the deposit amount must be satisfied for each region. In areas subject to overheating and speculation adjustment, the first priority is only for the head of household. Also, if a household member wins in another house in the last five years, it is excluded from the first priority. “

-If a subscriber with a subscription deposit of 85㎡ or less at the time of his residence in Gyeonggi-do in 2015 transfers a certified copy to Seoul two years before the date of the recruitment announcement and requests the subscription, will it be honored? the first priority?

“If an 85㎡ or less subscription deposit subscriber has deposited 2 million won as a resident of Gyeonggi-do, and if two years have passed since the registration date (overheated speculation or overheated subscription), he is satisfied with the former Priority. However, deposits by region are from the date of the tenant’s hiring announcement. Since the applicant’s resident registration card is evaluated based on the area where he resides, if he wishes to subscribe to the Seoul Metropolitan City , you can subscribe by paying the difference in deposit between regions (1 million won) on the day of request. “

-Can I request a subscription savings book (a book that can only be used when subscribing to public housing), not a subscription deposit book?

“Private homes can only request the subscription by paying the subscription, the subscription deposit and the general account of the subscription of the house, but the subscribers who save the subscription can request it if they convert the subscription savings account in the deposit account of the subscription before the date of the tenant’s hiring announcement. However, subscription savings can be requested. It is impossible to convert back to subscription savings after converting to deposit. “

-Even if the spouse is separated on the resident card on the date of the announcement of the hiring, is the first qualification of special service granted?

“As of the date of the announcement of the hiring, if the applicant proves the fact of marriage with a certificate of family relations or a certificate of marriage relations, the subscription is possible even if the spouse is separated on a copy of the registration card of resident. However, applicant (including spouse) listed in certified copy of spouse and spouse) All of us should not have owned a home in the past. “

-If you are not married by divorce, but have children, is it possible to request a special service for the first time in your life even if the child is separated from the applicant and the resident registration card as of the date of the recruitment announcement?

“If the applicant does not have a spouse due to divorce, etc. on the date of the announcement, it is possible to apply only if the unmarried children (including adoption) are registered together on the resident registration card.”

-If the applicant does not have a spouse and the child appears on the same resident registration card as of the date of the hiring announcement, is it possible to apply for a special job if the child is divorced?

“According to the provisions of Article 4 (eligibility for subscription) of the guidelines for the first housing operation for the first time in life, only unmarried children are recognized as children, not divorced children. To be recognized as ‘unmarried children’, children aged 18 and over are married. You must send the details of the relationship certificate