[ad_1]
Indicate only work period, average salary and working hours
Premiums paid in the meantime cannot be confirmed.
Received 4 or more unemployment benefits in the previous 3 years
In August of this year, 4600 people arrived
“A safety device must be prepared before expanding employment insurance”
It was estimated that 4,600 people received unemployment benefits more than four times in the previous three years through August of this year. Among them, it was the case of paying only 25,000 won in insurance premiums for six months and receiving unemployment benefits that exceeded 1.5 million won per month. This was found to be because the insurance premium paid when claiming unemployment benefits after unemployment was not confirmed, and it was recognized as a full-time worker (8 hours a day) due to an institutional blind spot. Institutional gaps, together with the moral hazard of some beneficiaries, are reported to be encouraging the repeated offer of unemployment benefits.
According to the ‘Demand and Repetitive Demand for Unemployment Benefits’ presented by the Ministry of Employment and Labor on the 13th to a member of the Ministry of Employment and Labor, 27,395 people received unemployment benefits three or more times in the previous three years until August of this year. 4,519 people received 4 times and 8 people received 5 times. The employment insurance system is a system that provides unemployment benefits (60% of median wage) for at least 120 days if workers pay insurance premiums for 180 days (including weekly holidays) and then involuntarily change jobs. The lower limit per day is 6,120 won and the upper limit is 66,000 won. Arithmetically, you can receive up to 5 times in 3 years.
The total premium paid by the eight people who received unemployment benefits five times in the past three years was 1,110,000 won (0.65-0.8% of monthly salary). The average number of days unemployment benefits were received during the same period was 281 days and the amount received was 131.3 million won. Conversely, it means that they worked for two years and one month for three years and received unemployment benefits for the remaining 11 months. This means that they paid an average of 1.89 million won per person and took 16.43 million won.
Among them, when he received the second unemployment benefit in 2018, Mr. A paid an insurance premium of approximately 25,000 won for 6 months and received 15.2 million won for 28 days. Mr. A reported that he worked from October 26, 2017 to April 26, 2018, complying with 180 days (including weekly holidays) of unemployment benefits. However, the fact that the premium is around 4,000 won per month (0.65% of salary at the time of 2018) means that the median monthly salary is around 600,000 won. The 28-day unemployment benefit received of 1.25 million won is the amount that can be received for an average of 8 hours per day. The fact that he worked an average of 8 hours a day 6 days a week and received around 600,000 won raises the possibility that he did not work beyond the minimum wage law. When A was unemployed immediately before, he took a total of 90 days off and received an unemployment benefit of 4.5 million won. The premium paid was only 50,000 won.
The reason it is possible to receive unemployment benefits repeatedly is that there is a problem in the process of confirming the rotation when claiming unemployment benefits. Only the work period, average salary, and prescribed work hours per day are entered on the job change confirmation form, and the premium paid is not confirmed separately. In the case of Mr. A, there is a possibility that the average salary was falsely entered at the time of the application or was not duly confirmed at the workplace. A Labor Ministry official said: “It appears that the problem was caused by the fact that the insurance premiums paid during the mandate were not confirmed only with the confirmation of the job change.”
An official from an economic organization said: “For those who receive unemployment benefits by deliberately repeating their turnover and unemployment, the employment insurance system is a kind of high-profit financial product.” It must be done, “he said.
Reporter Baek Seung-hyun [email protected]
Ⓒ Hankyung.com prohibits unauthorized reproduction and redistribution
