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View largerThe application for government emergency disaster aid payment to receive credit and check card charges (points) begins on the 11th. Prepaid cards and local love gift certificates are also gradually being applied. Disaster assistance funds cannot be used in department stores, department stores, online shopping malls, and entertainment venues. The questions and answers summarize what you should know, how to use it, and precautions when applying it.
―Where can I request points for credit cards and checks?
“Starting at 11 am on the 11th, you can do it on the PC or on the mobile home page of 9 card companies (KB National NH Nonghyup Lotte BC Samsung Shinhan Hana Hyundai). It is also possible with an application of smartphone. You can check which company your card was issued to and apply for it. “
―Can I apply online only?
“From 18, you can also do it at the bank counter. In this case, you should visit the banks associated with each card company. For KB Kookmin card, you can go to KB Kookmin Bank. You can apply anywhere in the country. However, Lotte, Samsung and Hyundai cards can only be applied online. “
―If you don’t have a credit card or check …
“Credit card and check points can only be applied by cardholders. If you don’t have a card, you need to get a disaster relief fund with a prepaid card or a local love voucher. ”
“Can I apply at any time?”
“For online credit card and check applications, the” day system “applies from 11 to 15. As with the purchase of public masks, the possible days of the week vary depending on the end of the year of birth If the last digit is 1 or 6, you can submit the request on Monday the 11th, and if the last digit is 2 or 7, you can submit the request on the 12th of Tuesday The day system is canceled online on 16, so you can apply regardless of the day of the week.You can request a prepaid card or a local love gift certificate at the Eupmyeon-dong Community Service Center at your address starting on the 18th. However, the hours and the method of application may vary by local government. ” “Can someone request it?”
“The head of the family can only request credit card and check points. Points are only charged to the owner’s card. Prepaid cards and local love gift certificates can be requested and received by both the head of the household and the resident center. The principle is to pay directly on the site, but if the amount is insufficient, the date and place of payment will be provided separately in a text message. In the case of local governments that request a regional love gift certificate through the home page, only the head of the family can request it, so it is necessary to verify it in advance ”.
―How much do you receive for emergency disaster assistance?
“For 400,000 won for single-person households, 600,000 won for two-person households, 800,000 won for three-person households and 1 million won for households of four or more, depending on the number of household members. If, as in Gyeonggi-do, the government has not decided to pay local government contributions due to the fact that it has already paid a separate basic disaster income, the amount may be reduced somewhat. Overall, the government explained that they received more than the government’s disaster relief fund. “
―When can I use emergency funds?
“Credit card and check points are paid two days after the application date. Once applied, the card company cannot be changed. In companies where disaster assistance funds are available, payment is automatically made first. Prepaid cards or local love gift certificates can be used upon receipt. The deadline is until August 31. The unused amount will not be refunded and will disappear. “
Can I give credit / check card points to others?
“I can not. Since it is the point entered on the person’s name card, you cannot pass the point on to another person. Previous tenure card benefits, such as applying results and discounts from the previous month, apply to the disaster assistance point. The amount of disaster aid points used is also subject to deductions from income at the end of the year. “
“There is no balance in the linked checking card account. Are there any problems in using disaster relief funds?
“Payment will be made first with Disaster Assistance Points, and the amount exceeding the balance of points will not be accepted for payment as with normal check cards.”
―Can I use it for my child’s school fees or premiums?
“It is a tuition fee, but not a premium. It can be used in traditional markets, neighborhood shopping malls, gas stations, restaurants, convenience stores, beauty salons, etc., but it cannot be used in department stores, large shopping malls, online shopping malls, agency apps delivery, entertainment establishments, karaoke rooms, lottery stores, etc. You cannot pay insurance premiums or automatically transfer transportation and communication fees. “
“I am a citizen of Seoul. Can I use it in Gangwon-do?
“No. As of March 29, it can only be used within a wide area municipality according to the place of residence in the resident registration. Seoul citizens are only allowed in Seoul, and Gangwon-do residents only they are allowed in Gangwon-do. ”
“Is there a problem receiving the government disaster relief fund with the card you received the child care voucher?
“Basically no problem. The same is true for cards that received basic disaster income in Gyeonggi-do. In principle, the payment period will be deducted from the impending subsidy, but it can be settled with government subsidies due to different standards, such as available companies. Some credit card companies may not allow the government to accept government-funded funds for cards used for other financing purposes, so it is a good idea to contact the card company before submitting the application. ” .
“I am trying to settle the payment with a disaster relief fund, but I need an additional amount, saying there is a fee or VAT.
“If you refuse to pay the card or treat the cardholder unfavorably, you can be sentenced to one year in prison or a fine of 10 million won or less. The government will establish a “fraud and discrimination reporting center” for each attempt, so if you have received unreasonable treatment, you can report it. “
Reporter Park Chang-kyu [email protected]
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