Disaster aid payments will begin today. The same benefits as regular card payment

Check-in 2020.05.13 10:01

Starting on the 13th, the government will be able to use the emergency funds as a card. Considering that general cards, benefits and performance recognition are treated the same, you can get more benefits from the card company if you pay wisely.

According to the card industry, such as Shinhan, Samsung, KB Kookmin, Hyundai, Lotte, Woori and Hana Card, emergency disaster payments are treated in the same way as regular card payments, so It is better to pay in industries or merchants that can benefit.

For example, if you pay more than 10,000 won, if you have a business or merchant that discounts 5% or accumulates a certain percentage as points, you can receive the same benefits as a disaster relief fund. If there is a discount, only the discounted amount will be deducted from emergency disaster assistance. Even if you paid 10,000 won, if you use it in a store at a 5% discount, the amount of the subtraction will be 9500 won.

Since emergency disaster aid money is recognized as a card payment return, it is best to split the cards and pay to maximize the consumption effect if there are multiple cards that must be filled out in the previous month to benefit. The emergency fund is not a specific card, but a card company, so if a customer requests to receive an emergency fund with a specific card company, the emergency fund can be used with all cards from the card company. cards held by the customer. However, if a discount is applied depending on the card product, the card may not be recognized.

Emergency Disaster Scholarships can only be used in areas where households live. When emergency funds can be used, it is based on existing child care coupons. Child care coupons can be used unless it is a separately restricted business. Restricted companies are department stores, large shopping malls, entertainment establishments, large consumer electronics stores, leisure and meandering businesses, precious metals, tax and utility bills, insurance payments, deferred transportation charges, administrative expenses and communication rates. Businesses like eating out, coffee and bakery can be used in franchisee-run franchisees, but direct sales from headquarters may be restricted.

If you are an affiliate store that can use emergency funds, you can immediately check if you are using the funds, since the funds have priority over normal payments and a notification message of the amount of the funds is used. Kookmin Card and Lotte Card operate the ‘Find Merchant’ service in a mobile application (app).

If you receive multiple types of government subsidies, the subsidy with the shortest validity period will be deducted first. For example, Gyeonggi-do Basic Disaster Income → Government Disaster Emergency Assistance → Dolphin Coupon for Children.

Card companies do not send links to Internet addresses (URLs) in text messages regarding disaster assistance payments. If you receive a text message that contains an Internet address, you should not click on it, as it is likely to be financial fraud.