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Apartment prices went up because of jeonse, Node River and Jungnang-gu prices went up
‘Surge’ in apartment sales on the outskirts of Seoul
Apartments older than 20 years, from 500 million to 600 million
Small and medium apartment lines exceed 500 million won … “Borrowing is also difficult”
Sanggye Hyundai 3rd apartment in Sanggye-dong, Nowon-gu. The sale of less than 500 million won has disappeared. / Photo = Reporter Kiwoon Kim, Hankyung.com
“Apartments that were assessed as cheap have recently been priced up to 700 million won. People who want to buy even here because of the jeonse crisis have practically nowhere to go.” (A certified broker in Myeonmok-dong)
High jeonse prices are driving up house prices. In addition to the Nodo River (Nowon Dobong, Gangbuk), the representative residential area of the common people of Seoul, even the prices of old apartments in remote areas such as Jungnang-gu exceed 500 million won. Even apartments older than 20 years, which rarely went up, were enacted with the leasing law and took an elevated train. The buying trend is increasing due to the crisis feeling that there is nowhere to go rather than the expectation that the house price will go up. As more and more people try to buy even relatively cheap apartments, there is a complaint that “there is no place for ordinary people to live.”
30-year apartment sales exceed 600 million won
Real estate brokers in Myeonmok-dong, Jungnang-gu, Seoul, who visited on the 14th, said, “The aging apartment now has more than 600 million won.” The companies explained that apartments that had been traded for between 400 million and 500 million won as of last June have recently been traded for more than 500 million won.
The A-certified brokerage office broker in Myeonmok-dong, who visited on that day, reported that the sale of 82㎡ of the exclusive area of Yongma Hanshin’s first apartment built in 1990 was priced at 575 million won. The real estate agent said: “These properties were traded at the level of the KRW 400 million half to the KRW 500 million fund until the beginning of this year, but now they are trading at a level close to KRW 600 million, he explained.
Second week of November (as of the 9th) weekly apartment price trends across the country / Data = provided by the Korea Appraisal Board
Since the new government leasing law was enacted, rental sales in Seoul have plummeted and the rental price is also rising. For this reason, end-users who say “I’d rather buy a house” are starting to buy mid- to low-priced apartments in the suburbs, increasing the sale price of these apartments. Aging apartments, which had a relatively small purchase, also increased by more than 100 million won in just a few months.
Looking at the weekly trend of apartment prices in the second week of November (as of the 9th), apartment sales in Seoul increased by 0.02% overall. Among them, the price of apartments on the outskirts of Seoul, where the mid-range to low-end complexes are clustered, was high. In Jungnang-gu, apartment prices increased from 0.03% to 0.04% in one week. It is an analysis that some mid- to low-priced complexes in Myeonmok-dong led the rise in apartment sales prices in Jungnang-gu. Additionally, Gangbuk-gu (0.04%) and Nowon-gu (0.03%) also showed an increase in prices mainly due to low-cost complexes.
Surrounding real estate agents say that the demand for real housing is primarily more than gap investment. He said there were times when he was hesitant to fix my own house and turned to higher house prices. A certified brokerage said, “Earlier this year, if I only made a down payment of 50 million won, I could see the house and sign a contract right away,” but said, “People who come back if the price of the apartment goes down even more can not say anything now. ”
Yongma Hanshin’s second apartment in Myeonmok-dong, Jungnang-gu, Seoul / Photo = Kim Ki-woon, Hankyung.com reporter
Myeonmok-dong’s B-accredited brokerage office said, “Because the building is aging, there are many people asking about the interior. Most of the people live in this area,” he said.
He said he would come if the price of the apartment fell further … ‘I’m sorry Maxim’
The atmosphere is the same in Nowon-gu, where the mid- to low-priced apartment complexes are concentrated. C’s authorized brokerage office in Sanggye-dong, Nowon-gu, said, “In five months, there are only small items that have increased by 50 million won and less than 500 million won.” The people who thought about it now have nowhere to go, ”he emphasized. In fact, Sanggye Hyundai’s third apartment, built in 1999, had an exclusive area of 84 square meters last month, for 620 million won. The number of flats in June is approaching 100 million won compared to the 530 million won transaction.
The ‘500 million won house price’ is the upper limit of the government home loan product. Only homes of 500 million won or less can receive a tiered loan or a tiered honeymoon loan. Borrowing the power of lending is said to be difficult now as home prices rise outside of Seoul.
Stepping-Stone loans can be applied for for up to 200 million won in annual income of 60 million won or less (for the first time ever, 70 million won for newlyweds, etc.) and for homeless households with net assets of 391 million or less and 500 million won or less. The Newlywed Trampoline is a product that a newlywed couple with an annual income of 70 million won or less can apply for up to 220 million won when they first purchase a home with 500 million won or less. time in their lives. You can borrow up to 70% of the LTV at low interest rates of 1 to 2% per year.
Among real estate brokers in the field, this is expected to continue until the jeonse market stabilizes. An accredited brokerage office in Sanggye-dong said: “Due to the application of the Lease Law, once a licensed property is entered, it takes a certain amount of time for the property to come out, so I think the situation current will continue for now. “
Kim Ki-woon, Hankyung.com Reporter [email protected]
