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In the past, there has been a reversal of the published prices of houses and land, but the main cause has already been resolved, and the reversal phenomenon can be gradually resolved with the realization of the published prices.
The following are questions and answers related to the announcement of the roadmap to improve the rate of completion of published prices.
Q. Why did you set the completion rate target at 90% of the market price?
A. It is necessary to reflect 100% of the market price in order to disclose the appropriate real estate price, but errors can occur. Taking into account the possibility of this error, the goal was set at 90%.
Q. What is the reason for the difference in the period to reach the realization objective of the home by price range?
A. The annual completion rate was designed to be similar by 3 percentage points, so there was a difference in the arrival period by type and price range. In the case of the same arrival period, the problem of excessive increase in the public price of low and medium price homes with a relatively low realization rate was considered.
Q. Can the phenomenon of reversion of the public price between housing and land indicated by the Audit and Inspection Board be resolved with the roadmap for the realization of the published prices?
A. Since the housing disclosure index (80%), which was the cause of the reversal, has been abolished as of this year, the reversal is expected to resolve if published housing and land prices are perform at the same level.
The home disclosure rate has been applied to the price of a single-family home since the introduction of home price disclosure in 2005, and the disclosure price was determined by applying 80% to the calculated price. For houses with a market price of KRW 900 million or more, the reversal is expected to be resolved in 4-5 years.
For houses less than 900 million won, the realization rate is 52.4%, which is lower than that of the land (65.5%), but the reversal phenomenon can be resolved gradually during the realization period.
Q. Is there any chance that the quoted price will exceed the market price?
A. Since the target completion rate is set at 90%, the chance of exceeding the market price is very low unless extreme error occurs. Various data have been accumulated, such as actual transaction data, and research and evaluation techniques have also been developed to increase the accuracy of price calculation compared to the past.
According to the Real Estate Disclosure Law, there is a very low possibility of exceeding the market price since there is a mediation and redress procedure of rights, such as listening to the opinions of the owners and raising objections.
Q. What is the reason for reducing the rate of increase for houses with a market price of less than 900 million won after a three-year equilibrium improvement period?
A. Houses under 900 million are relatively poorly balanced. The imbalance is severe, with roughly half of single-family homes priced at less than 900 million won, showing a gap of more than 5 percentage points from the median completion rate.
For houses with a market price of less than 900 million won, which is about 95% of all houses, a three-year period was established to improve the balance in order to ensure equity within the same range of prices from the beginning.
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