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Settlement by private electronic signature from 2021
Comparison of Kakao Certificate, Pass, KB Mobile Certificate, etc.
(Photo = Getty Image Bank)
Starting next year, the end-of-year settlement will be possible through private electronic signatures. As the revised digital signature law came into effect on the 10th of this month, the use of digital signatures was expanded for several private companies in addition to public certificates.
Electronic signatures that can be used for year-end settlement include existing accredited certificates △ Kakao(390,500 + 1.56%)Certificates △ PASS △ KB mobile certificate △ Payco certificate △ Samsung Pass. Let’s see which certificate is suitable for you and convenient to use.
According to related industries on the 30th, △ Kakao △ 3 telecommunications companies △ KB Kookmin Bank △ NHN Payco △ Korea Information Certification(7930 + 2.19%) Five operators, including the Ministry of Public Administration and Security, were selected as pilot operators for private electronic signature services. On January 15 of next year, they will be able to use the services of the simplified local tax settlement service of the National Tax Service.
Previously, you had to suffer from headaches such as installing various add-ons and security programs each time the year-end sale took place. However, in the future, you can select the simple signature login on the National Tax Service’s domestic tax site, and then select and access the electronic signature service that you use.
If you look at the specific issuance method for each certificate, it is largely divided into methods that do not require installation of additional applications and methods that require installation of additional applications.
The biggest advantage is that the Kakao certificate is used through Kakao Talk, which has a 95% market share. KakaoTalk has 4.579 million monthly users. Since it is used by most financial consumers, it can be viewed as a certificate that does not require the installation of a separate financial application. To use the Kakao certificate, update KakaoTalk to the latest version, create a KakaoTalk wallet, and complete the second authentication.
Samsung Pass does not require the download or installation of a separate app for Galaxy smartphone users. However, the limitation is that only Galaxy smartphone users can use it. Galaxy smartphone users can obtain a Korea Information Certificate eSignature certificate through the Samsung Pass app. The newly issued certificate is stored separately in a secure area on the Galaxy device.
(Photo = Getty Images)
In the case of Pass, KB Mobile Certificate and Payco Certificate, you must install the application.
Pass has the hassle of having to install an application (application), but if the user is running the Pass application, they can issue a certificate in just two clicks without additional verification.
To receive a Certificate from KB Mobile, you must first open an account with KB Kookmin Bank and register for Internet banking. After installing the KB Star Banking application, it can be issued by entering the authentication center. To obtain a certificate, you must verify your identification at the same time as the mobile phone authentication.
After registering as a member, the Payco certificate can be easily issued through a simple identification process. Payco’s certificate is Samsung SDS(177,500 0.00%)It supports lifetime management of authentication records by cooperating with blockchain technology.
The public certificate that has been used for the end-of-year settlement so far has been renamed the joint certificate as of the 10th of this month. In addition to the joint public official name change due to the revision of the Digital Signature Law, the methods of new, renew and reissue are the same as before, and the public certificate currently in use can be used as is.
Public certificates need to be renewed every year, but private digital signatures don’t have the hassle of being renewed. Plus, the authentication process is straightforward. It can be issued non-face-to-face with a smartphone, and you can select any type of authentication, such as face recognition, fingerprint authentication, or pattern method.
Above all, the biggest advantage is that you don’t need to install ActiveX, firewalls, or keyboard security programs. For the upcoming year-end settlement, how about using a private certificate that has a simpler issuance and certification process?
[email protected] Reporter Eunji Cha, Hankyung.com
