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The government will take large-scale measures to apply employment insurance to especially employed, self-employed and self-employed workers. In 2025, the plan is to allow all employed persons with income to subscribe to employment insurance.
Limitations of the existing employment insurance system
Only half of the employees have employment insurance
The Minister of Employment and Labor, Lee Jae-gap, held a press conference at the Seoul Government Complex on the morning of the 23rd and announced the old National Employment Insurance Roadmap, which will gradually expand the scope of coverage. employment insurance.
The current employment insurance system is designed on the premise of regular salaried workers. When employers hire workers, they report their employment to the government and pay social security premiums, including employment insurance premiums, when they pay their wages. While the system has been improved so that the self-employed can join on a voluntary or temporary basis, it is not sufficient to cover rapidly growing atypical workers. There are a wide range of blind spots that you cannot join, such as non-regular part-time workers and workers with special jobs. As of August last year, only 135.3 million (49.4%) were subscribed to employment insurance of the total of 27.3 million employed.
Following measures to allow artists to subscribe to employment insurance this month, the government expanded the targets in the order of special employment workers who can subscribe to industrial accident insurance now: platform workers focused on delivery workers, other workers especially employed, platform workers, self-employed. I decided to do it. It seems that people who work in a similar way to salaried employees were found and included in the application.
Among the specially employed jobs, the types of jobs (1st stage) that can subscribe to occupational accident insurance in accordance with the special provisions of the Workers ‘Compensation Insurance Law (Workers’ Accident Insurance Law). Work) are included in the employment insurance from July of next year. There are 14 occupations, including insurance planners and learning branch professors (software industry freelancers added July next year).
Starting in January 2022, occupations (step 2) that are easy to identify as a business owner among platform workers will apply. The objectives are expected to include the type of work as a platform as an agency and the type of work with the platform as an agency. They are expected to be primarily delivery men.
To enroll workers especially employees and platform workers in employment insurance, the main task is how to determine their income and collect and manage the premiums. The government decided to verify income information through the use of simple payment statements and (electronic) tax invoices, and established an integrated computer system that can identify the National Tax Service data. The platform workers will also promote a plan to retain and pay insurance premiums for each transaction.
The employment insurance application for platform workers and specially employed workers who are not covered by the first and second phases was scheduled for July 2022. The government’s objective is to select the objectives for the application by selecting jobs that are easy to identify as employers, have a relatively high manageability through an employee registration system, and have a weak position in the labor market. To do this, it goes through a survey and an opinion gathering process. The method of imposing insurance premiums on them also remains a task for the future. There are only goals and no action plans. The plan to include the self-employed from 2025 is also uncertain. Through social dialogue, it was decided to decide on all aspects, such as the underwriting objective, the method, the application period and the gradual expansion plan. Discussions on the introduction of a social safety net are expected to continue in various ways, such as replacing unemployment assistance without applying for employment insurance or taking out unemployment benefits but paying unemployment benefits at a fixed rate .
Low platform worker,
Regardless of whether or not ‘opaque’
The government expects that, if such measures materialize throughout the national employment insurance policy, by 2025, around 21 million people, excluding those enrolled in direct pensions and unpaid family workers, such as soldiers, civil servants public and teachers, will subscribe to employment insurance. To this end, the direction of redesigning the system based on income from the calculation of insurance premiums based on wages is also promoted. Regardless of the type of employment, the plan is to eliminate blind spots by signing up for employment insurance for jobs with a certain income or more. From 2022 to 2023, the conditions for the application of employment insurance, which are based on working hours, will change based on income. People who do multiple jobs charge an insurance premium on their combined income. From 2024 to 2025, you will move from the workplace to the individual management system. It means that it works as a health insurance and a national pension system. Minister Lee said: “According to the reorganization of the industrial structure, it is necessary to introduce a social insurance system that is managed centered on those who work beyond fixed workplaces.” “We will expand the implementation in stages, taking into account the urgency and realistic management capabilities of the company.”
Workers and management took quite different positions. In a statement, the KCTU said: “We welcome the great leadership of expanding the application of employment insurance to all employed persons” and “We need to rapidly implement measures so that it can be expanded to all specially employed and platform workers in at least one year. ” I asked. The Korea Finance and Economy Federation said: “There is a need to thoroughly review the characteristics of underwriting targets, the need for underwriting, the intentions of the parties, the conditions of employers who must share insurance premiums, and the impact on the labor market, and promote them by stages and elasticity. “
