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▶ How to receive and use disaster relief funds
▷ If you apply online, you can receive the card points on May 11
Disaster relief payments are eligible for 21.7 million households. From 400,000 won per person to 200,000 won per person, up to 1 million won will be paid to homeowners if there are more than 4 people. About 2.7 million households of low-income families, including basic beneficiaries and the disabled, were deposited in cash on May 4 without having to file a separate application.
You can apply for the remaining 19 million households online on the card company’s website on May 11 or at an offline bank branch or community center on 18. Applying for and applying for disaster support funds is also done in 5 sub-months, according to the end of the year of birth, such as public masks.
Financing can be paid in any way, credit, check card points, gift certificates or prepaid cards. In the event that an amount of money has already been paid by each local government, the amount can be excluded. Some local governments like Seoul and Ulsan may also receive mobile gift certificates.
If you do not submit the application within 3 months, it is considered to have been donated, and after collection, 16.5% of the donation will be deducted. If you donated 1 million won, you would get 165,000 won back.
When receiving credit card points or gift certificates, use is limited to ‘small businesses’ and ‘city neighborhoods’. It cannot be used in department stores, department stores, online shopping malls and entertainment establishments run by large companies, and can only be used in affiliated stores in the area where it is located, so it is close to the local currency. Therefore, in some cases, “illegal gift vouchers”, which are charged with partially discounted gift vouchers, appear to continue. Governor Lee Jae-myeong said, “If a credit card merchant discriminates (rejects transactions, rate requests, etc.) from a local currency user received by a credit card, it will essentially be canceled, and the official and the President will face a maximum sentence of one year or a fine of 10 million won. ” I emphasized.
▶ Industry, subsidy-driven marketing explosion
▷ CU payment amount zero, 6 times compared to the previous year ↑
The effect of promoting the consumption of disaster subsidies has already been demonstrated everywhere. Gyeonggi-do, who has paid a basic disaster income of 100,000 won per capita since April 11, is a good example.
According to the Big Data analysis of consumer trends based on the company’s credit card for each parking lot from March to April this year, announced by Shinhan Card on May 6, it is a subsidiary of the disaster assistance target of Gyeonggi-do (annual sales of less than 1 billion won or traditional market) Sales increased approximately 24% from the first week of March (1-7 days).
On the other hand, during the same period, sales in 7 cities, including Seoul and the six metropolitan cities (Busan, Daegu, Gwangju, Daejeon, Incheon, and Ulsan) were less than 1 billion won, or the sales of traditional subsidiaries of the market increased by approximately 17%. Considering that overall merchant sales growth in Gyeonggi-do (excluding disaster support targets) was approximately 17% during the same period, it means that sales in the region increased due to revenue Disasters in Gyeonggi-do. Given that the cumulative depletion rate of basic income for Gyeonggi province is approximately 41.6% for April 28, the effect of promoting consumption will continue for now.
In particular, the use of local currency, such as zero pay, provides an additional 5-10% discount, so zero paying affiliates enjoy a special time. At the CU convenience store, the zero payment amount increased by 6.2 times compared to the same month the year before in April, after the Seoul Metropolitan Government paid emergency emergency expenses to households with middle or lower income. GS25 and Seven-Eleven also increased 5x and 3x, respectively, compared to March. A CU official said: “It is a spectacle that consumption in the region is gradually increasing as the steps of customers, including convenience stores, increase.”
In this situation, the distribution industry, independent businesses, and credit card industry are actively involved in marketing disaster relief funds.
In Seoul, over 13,000 zero-pay membership applications in March of last month. It increased 420% since February when 2,500 applications were filed. It is known that if you receive a disaster relief fund through the Seoul Love Gift Certificate (local currency), it can only be used through ZeroPay, and self-employed people voluntarily go to it.
CU will host a local currency discount event that offers a 5% discount to customers who use local currency like Zero Pay for a month in May. It is also possible to apply a 10% discount to a telecommunications company to receive a maximum discount of 15%.
The card companies also turned their arms to compensate for the reduced payments due to the Corona 19 crisis. If you receive and use the support money with the company card, ‘10,000 won cash back for customers who have not using the most recent card use ‘(Samsung Card), ‘30% cash back other than disaster income through lottery’ (Hana Card) and ‘American Starbucks Coupon Payment’ We started to provide various benefits like (Woori card).
▶ Will disaster relief funds continue to support the economy?
▷ Corona 19 The real phase … The effect of promoting consumption should be further evaluated
Disaster assistance is considered by some to be a modified form of “basic income.” Regularity among the five basic income requirements: universality (payable to all), unconditional (without revision), individuality (payable to individuals), cash (payable in cash) and regularity (continuous payments in a regular cycle) Except for that, because it fits a lot. The problem is regularity. The government has drawn a line so far about the possibility of providing second aid funds. Hong Nam-ki, Deputy Prime Minister and Minister for Strategy and Finance, at the Finance and Planning Committee of the National Assembly on April 28, “The Corona 19 crisis will continue through fall and winter. In response to a legislator’s question: “I think of emergency disaster aid as something exceptional. I hope that the situation does not return again. “If we have to discuss the amount of support again, we will do so in more than 100% (as needed) in various circumstances.” This suggests that regularity and universality can be reconsidered.
Experts say a more detailed analysis of the effect of promoting disaster spending is also needed.
Professor Jeong-Hee Lee of the Faculty of Economics at Chung-Ang University said: “In April, when the disaster relief fund was paid, the crown19 was enthusiastic and outdoor activities increased. As outdoor activities increase, consumption naturally increases, so it cannot be excluded that the effect of promoting consumption due to disaster subsidies has expanded somewhat. Although it was a policy aimed at revitalizing the small businesses and local economies that are struggling at the moment, it is not easy to continue paying due to budget problems. Additional payments for disaster relief should be carefully reviewed after looking at trends in Corona 19 and the economic recovery. ”
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