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It is full of substantial information. It is a friendly economy. Reporter Kim Hye-min is here. Good Morning. The first news this year is the real estate news.
<기자>
Yes, the first news of the new year is to summarize the real estate measures that will change in the future. First of all, as everyone knows, the comprehensive real estate tax rate increases significantly.
If you only own one house, it won’t actually increase much, but the problem is that if you have two or more properties in the adjusted area, or if you have three or more, even if you are not in the adjusted area, the tax rate will increase dramatically up to 6%.
On the other hand, there are some generations in which the tax is reduced. If you own a single home for 5 years or more, and if you are 60 or older, this is reduced by as much as 80%.
These are some of the ways you can reduce your taxes a bit, there are couples who have a house with the common name.
So far, both couples have been able to receive tax deductions of up to 1.2 billion won. However, if the published price of a home exceeds 1.2 billion won, it will exceed this tax deduction section.
It is more advantageous to receive deductions of up to 900 million won with the unique name first and to receive additional deductions for the elderly, as explained above.
<앵커>
Isn’t this just an increase in the final tax?
<기자>
Yes, that is correct. In the future, the transfer tax will also increase significantly to make it difficult to buy and sell houses. If you buy a house and sell it in a year, you will have to pay 70% of the margin of this, and up to 60% if you sell it in one or two years.
There are also multi-dwelling individuals who have two or more houses in the area subject to adjustment. The high tax rate for the transfer tax also increases significantly.
Meanwhile, you only have to pay 10-20% points more than the base tax rate, but from now on, you have to pay 10% more each. So, you have to pay 20 ~ 30% more points.
This policy applies to housing transfers starting June 1, so multi-dwelling individuals who want to avoid taxes in the future may get rid of these items at the end of May.
<앵커>
If that happens, there may be some price adjustments around May. And reporter Kim, what else is changing?
<기자>
Yes, and starting this year, the sales rights are also included in the number of houses. So far, if you have rights to sell a house and an apartment, you have not paid the transmission tax even if you sold the house after that.
However, as of today, if you acquire a new right of sale, it will be included in the number of homes and the transfer tax will increase significantly.
It could be that the family was lined up and was trying to move into a large house and it temporarily became a one-time sale right and one house. These people are a bit unfair.
If it applies also at this time, it is a bit excessive, such an opinion came out. So the government decided to apply a special tax exemption in such cases.
<앵커>
If you have a pre-sale plan this year, I really need to take a closer look. What should the homeless know?
<기자>
Yes, as of June next year, you need to file a report not only for sales contracts, but also for cheonsei contracts.
The contracting parties must jointly report to the local government within 30 days. If you do not report or report falsely or falsely, you will also be charged a penalty.
Residential office shelters are also included in this category, and there are places like dormitories and Gosiwons where you cannot report that you have moved. Excluding these places.
In addition, the income standard that you can subscribe to is facilitated.If a newly married couple is a special supply, it is a special job for the newlyweds. If you subscribe to private housing in this way, individual income will drop to 140% of the median monthly income of city workers and double income to less than 160%.
But when I say this, you can’t really understand how much it is. When I calculated once based on last year, a single-income couple without children should have a monthly income of 61.3 million won or less, and a double income should not exceed 7.1 million won.
Even when you purchase a specially supplied private home for the first time in your life, you must have a monthly income of 7,100,000 won or less. The government is said to have widened the monthly income standard a lot, but there are still many opinions that it is too low or strict.
<앵커>
This is the latest news. Did you say that the public price is changing again?
<기자>
Yes, there are apartments as apartment houses. For this, the listing price will be set at 90% of the market price for 2030 and for 2035 for single-family homes.
The time of realization by price range is a little different, for example, apartments under 900 million won will increase to 70% by 2023. After that, it will increase by 3 percentage points each year and will be set at 90% in 2030.
Increasing the public price each year will inevitably increase the burden of property taxes and population taxes. That is why the government has decided to partially lower the property tax rate for houses with the official price of 600 million won or less for those who own a house for three years from this year.
But the problem is that you can hardly find houses under 600 million won in Seoul. Some point out that it is not effective.
