[정치]The government will “catch speculation” … Public institutions lend their own funds for housing

[앵커]

Moon Jae-in’s administration has been waging an all-out war on property speculation by strengthening loan requirements for housing funds after its inception.

However, it turns out that several government-run public institutions are lending up to 200 million won for housing to employees with internal funds.

This money was not captured by government loan regulations, so I did not ask or ask where to buy the house.

This is reporter Lee Seung-bae.

[기자]

An employee of Public Company A, which is called God’s Workplace, bought a house in Gaepo-dong, Seoul in January this year.

The housing funds included 100 million won loaned by the company.

Employees of other public institutions also borrowed 120 million won from the company this year to buy a house in Mok-dong, Seoul.

All are public institutions that have moved to the provinces.

These public agencies lend their employees the cost of buying a home, and they didn’t even investigate how much home they received and how much they received bank loans.

The regulations on real estate loans, which have been strengthened since 2017, have not been applied at all.

The problem is that there are not just one or two public institutions that offer these poor loans.

As a result of a survey of 23 public institutions under the Ministry of Commerce, Industry and Energy, Ministry of Lands, Agriculture, Food and Rural Affairs, around 1,200 people borrowed money from companies in the last three years after the inauguration of the government of Moon Jae-in to find a home in the metropolitan area, of which a third is Seoul. I was.

The total amount of the loan exceeds 100 billion won.

[송석준 / 국민의힘 의원 : 아주 좋은 조건에 자금을 최대 2억까지 지원받는 이런 것은 일반 대출 규제에 묶여서 고통받는 일반 국민, 실수요자들이 생각할 때 정말 분통 터지는 일이죠.]

In particular, Road Corporation, LH and Korea Appraisal Board, which are agencies under the Ministry of Land, Infrastructure and Transport, which are responsible for property policy, had such a system.

Public institutions are struggling with government regulations.

[엄태영 / 국민의힘 의원 : 정부 규제와 관계없이 주요 공기업들이 이중으로 대출을 받는 것은 심각한 불공정이라고 생각합니다. 전수 조사를 통해서 제도를 보완하는 것이 아주 시급합니다.]

Those agencies claim that the company’s funds provided well-being for the employees.

He also clarified that it is not possible to investigate if it is subject to government regulations such as LTV because it is not a loan through a financial institution.

[공공기관 관계자 : 무주택자한테만 저희가 대출을 해주고 있어요. 관련 법령에 의해서 할 수 있도록 (돼 있어요). 일반 사기업도 다 이런 대출 제도를 저희보다 훨씬 많이 하고 있거든요.]

The government, which declared an all-out war on speculation, made clear that it was not willing to lift regulations until house prices were set.

However, even public institutions that need to support and enforce government policies are struggling to fight injustice.

YTN Seungbae Lee[[email protected]]is.

[저작권자(c) YTN & YTN plus 무단전재 및 재배포 금지]