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The reactivation of regulations that were lost during a pandemic is legislated by the Ministry of Labor. Who stays on the 120 dose “respirator”. What’s on the table and the most common scenarios
Second chance to Insurance debt settlements to KEAO (Center for Insurance Debt Collection) lost amid pandemic is preparing to provide the Ministry of Labor with the legislation that is being drafted.
On the table is the reintegration in the arrangements that were lost during the coronary pandemic and especially in its form 120 installments, for the insured – debtors who did not pay two dose and thus they lost their regulation. It is remembered that all dose regulated debts were postdated in quarantine with a grace period of 3 months, so that your refund can start again from June 30. You miss the big 120 dose setting:
- If the amount corresponding to 2 installments of the arrangement is not paid
- If certified debts created after 01/01/2019 are not paid
Therefore, those who did not pay, for example, the July and August fees and lost their regulation, now they can rejoin the favorable scheme and continue with the partial payment of your insurance debts. The new opportunity is vital especially for those PR professionals. OAEE I lost the stage too risk a full reactivation of old debt before double cutting of surcharges and principal debt by recalculation. That means like the debt can be increased for those who permanently abandon the 120 installments up to 67%.
ECONOMY
Allocation of 534 euros – Vroutsis: Coming in November, what applies with the suspension of contracts
Allocation of 534 euros – Vroutsis: From November, which applies with the suspension of contracts
It is recalled that the loss of the regulation of the 120 installments entails the reactivation of the debt and all kinds of surcharges, additional fees and interests in the situation they had on the date of entry into the regulation and even before its recalculation. This means that a possible loss of the 120 installment agreement would have a very significant cost for many policyholders – debtors.
10 days ago, the Ministry of Finance made general announcements on the issue of regulations and how they will be resolved. How will those affected and lost rejoin at 120 doses? And at the same time additional arrangements for tax installments. We are preparing a corresponding framework in the Ministry of Labor in the department that concerns us. This will come with a legislative provision. The part of insurance contributions and their inclusion in the 120 installments, how it will be done and when it will be done ”, he revealed. the Minister of Labor and Social Affairs, Giannis Vroutsis, speaking on his show OPEN “Now what happens”.
According to the information, a script that has fallen on the table is to amortize the installments that have been lost from the 120 installment scheme, so that the reintegration is valid, but at the same time to give – as an incentive – the possibility of simultaneous settlement of the debts of 2019 and 2020 in 12 installments. This possibility does not exist today. Therefore, the new opportunity is expected to have two main characteristics:
- Payment of all past due installments as a condition for reinstatement
- Possibility of including the new certified non-settlement of debts – that is, debts of 2019 and 2020 – in the 12 installment settlement.
In accordance with the regulations promoted by the Ministry of Finance, the Ministry of Labor The scenario is being set to reschedule the fees from June to September, so that the repayment begins in October and the transferred fees are added at the end of the deal.
According to KEAO reports, at the end of March the active and integrated regulations of Law 4611/2019 (regulation of 120 installments) reached a total of 433,474 for debts of about 4,000 million euros. At the end of March, 51,596 agreements had already been lost for a total of 892.66 million euros.
Installments due on 3/31, 4/30 and 5/31 were to be paid from 6/30 onwards. As regulations were frozen during the quarantine and installment payments were postponed for 3 months, the figures are almost the same as of June 30. The active and integrated regulation of Law 4611/2019 reached 447,332 at the end of June 2020 for debts of 4,028,239,612 euros. Respectively at the end of June a total of 51,847 regulations were lost for a total of 900.85 million euros, i.e. 251 additional configurations.
Most of the losses, however, will be recorded in KEAO’s third quarterly report, which will record movements from the July-September period, when regulations were unfrozen and payment obligations returned.
Lock debts in 12-24 installments
Along with the reactivation of the 120 quotas and in accordance with the regulations of the Ministry of Finance, on the table of the Ministry of Labor is also the repayment in 12 interest-free installments or 24 accrued installments with an interest rate of 2.5% of the quarantine debts to e-EFKA.
As ethnos.gr has written, the debts of the post-dated closure insurance, from the current contributions until the extension, will be included in the new regulation of 12 or 24 installments that comes from taxes. The reason for the frozen debts of the pandemic to e-EFKA of employers and freelancers, which will be included in the crowning regulation, which will provide:
- 12 installments without interest or
- 24 installments accrued with an interest rate of 2.5% and amortization as of May 2021.
According to certain information, in the new emergency scenario debts of at least 316 million euros will be included. This amount is equivalent to the total portfolio of “frozen” debts with the Funds, which was formed during the quarantine period, through successive ministerial decisions, which frozen and transferred the corresponding payment obligations. 71%, that is, the 225 million euros correspond to suspensions of corporate insurance debts, that is, the contributions of the employer and the workers related to the employees, until the prohibition of the operation of the companies or until the suspension of the employment contracts. It is recalled that the insurance contributions of suspended employees, both employers and workers, are covered 100% by the state and are not assumed by the employer during the entire period of suspension for the amount of the initial nominal salary of the employee. Therefore, the quotes that frozen and extended the amortization with respect to the companies, are those that “ran” until the prohibition or until the beginning of the suspension of labor contracts. The remaining 91 million euros, that is, 28.8% correspond to individual insurance debts of the self-employed and the self-employed.
ECONOMY
Debts to e-EFKA: With 12 installments without interest or 24 without interest and from 2021 the refund
Debts to e-EFKA: With 12 installments without interest or 24 without interest and from 2021 the refund
In total, the insurance obligations of 3 months for entrepreneurs and 4 months for self-employed and self-employed have been extended. These are the current insurance liabilities for the 4 months February – May, which were suspended for companies and professionals and re-dated, so that they begin to be paid from the end of September. In particular, the insurance liabilities that have been frozen and are now expected to be regulated are:
- current insurance contributions owed by businesses – employers that were closed or affected by KAD, employment period February, March and April 2020, initially expiring until 3/31/2020 (until 4/10/2020 for pre-NAT), until 4/30/2020 and until 05/31 (until 05/10 for BC NAT) respectively. In the middle of the quarantine they were frozen and extended to pay until 9/30/2020 (until 10/10/2020 for the former NAT), until 10/31 (until 10/10 for the former NAT) and until 11/30 (until 11/10 for BC NAT) respectively.
- current insurance contributions, employment period February, March, April, May 2020, autonomous and free professionals as well as people subject to the insurance of the former OGA with criteria of income or population, which were affected under KAD, plaintiffs initially until 3/31, 4/30, 5/31, and 6/30 respectively. In full quarantine, they were extended to be reimbursed in 4 equal monthly installments, with a payment term for the first installment until 9/30 for contributions in force from February – March and on 10/31 for contributions in effect from April – may.
