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In total there are 100,000 subsidies for the purchase of non-VIS housing, which means that it is not of social interest and has a higher cost. The cap on the value of this type of home It is 500 legal monthly minimum wages in force (438 million pesos, approximately).
The banks that are already authorized to receive subsidy applications are Bancolombia, Banco de Bogotá and Bbva. This was reported by Asobancaria, quoted by the newspaper Vanguardia, which highlights that citizens can now complete the procedures to benefit and receive a total subsidy equivalent to 42 minimum wages (36,867,684 pesos).
According to that same medium, a first package contains 20,000 subsidies, which will be distributed this year by financial institutions, while 40,000 will be delivered in 2021 and 40,000 in 2022.
How to request the VIS subsidy at Bancolombia, Banco de Bogotá and Bbva?
In Bancolombia, for example, new and old clients may apply. Interested parties must submit the application for a housing loan and housing leasing and fill out the application for the subsidy, “in which they state that they know the terms of access, validity and grounds for termination,” indicates Bancolombia, cited by that same medium.
In Banco de Bogotá you can go to physical branches and also consult in the sales rooms of some allied construction companies; there are bank advisers there. In addition, you can do the procedure through the web portal and achieve pre-approval in 48 hours.
In Bbva, people they can go to the physical offices and ask about how to access the subsidy. Since this week, more information was given in this regard, Vanguardia cites.
Subsidies for VIS and non-VIS housing in Colombia
The Government had 200,000 subsidies for the purchase of housing during the next two years; according to the Ministry of Housing, 100,000 of these will be earmarked for the purchase of affordable housing and will be earmarked for families with incomes of up to four minimum monthly wages (3,511,208 pesos).
“The beneficiaries of the VIS subsidies will receive between 20 and 30 SMLMV for the payment of the initial fee and 4 or 5 percentage points of coverage at the interest rate for 7 years according to their income”, indicated the Ministry of Housing in a release.
Non-VIS housing allowance:
For this type of housing, according to the portfolio, 100,000 new subsidies will be available as of September 18 of this year and will be accessible to Colombian families of any income level.
The condition for people who want to access this subsidy is that the value of the property exceeds that of a social housing and does not exceed 500 minimum wages (438 million pesos, approximately).
“The beneficiaries of the subsidies for the purchase of housing No VIS will receive a monthly aid during the first seven years of the loan that implies a reduction of the quota close to 438,000 pesos, which translates into a total subsidy equivalent to 42 minimum wages (36,867,684 pesos).
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