Banks must make loans to companies or they will be penalized

04/25/2020 Business

[ad_1]

The Senate Land Management Commission (COT) promoted the discussion on the crisis experienced by MSMEs, in which the abuse reported by banks with the denial of credits to those who generate 60 percent of employment in the country was reported.

Senator Efraín Cepeda said, for example, that these small and medium businessmen are doing heroic acts to stay on their feet while the banks continue to receive the greatest liquidity from the State in this time of crisis due to the pandemic.

And it is that despite the fact that the Government said that at this time it would be easier for banks to lend to all those small and medium-sized entrepreneurs who want to keep their employees linked, there are more and more complaints that this is not happening.

Coronavirus companies

Several businessmen were summoned to the session. For example, Rosmery Quintero, ACOPI board, expressed:

“70 percent of our companies are family businesses that we struggle to maintain employment, our basic one is how to pay the payroll and the attitude of the banks towards us has not been very attractive. Today our employees think that they are subsidizing our payroll, but it is false, when even the banks do not provide us with the loans announced by the Government. ”

As that many testimonies motivated the claim to the union. The complaints caused the financial superintendent to intervene in the session to warn that if they do not comply, there will be sanctions:

“Two things happen: the first, the immediate order is given to compensate the conditions so that these rights are being fulfilled, and the second consequence is that an investigation process is opened where the entity will have to prove for what reason it denied the credit, some discharges and there are going to be penalties that can range from a fine to a specific suspension ”.

Castaño also explained that banks “cannot change interest rates when there is a grace period, you cannot charge capitalization of interest and you cannot charge interest rates either.”

Complaint about bank loans in times of crisis

He also assured that “the user has the right to redefine his credits with his financial institution. You should not be charged default interest, but agreed interest; and if the debtor requests that the quota be increased, they cannot increase the term, otherwise the complaints must be made to the telephone number 01 8000 120100 ”.

In his speech, the superfinancer also said that banks have the ability to take more risks:

“There is still more room to continue reducing interest rates. The financial system could also continue to assume risk when generating loans versus its capital without affecting solvency values ”.

But he had a space to make a kind of defense for the banks, since he pointed out that “what would be least convenient for the country is that in addition to having a health emergency, we will end up with an emergency in the financial system.”

Iván Duque surrounded by ministers

And that is why from CM & they urged the entity to count “how many investigations do you carry out for bank abuses for charging unjustified services to users? How many fines have you imposed on them? Which are the banks that abuse the most by charging high interest rates? Etc”.

This was part of the intervention by Cepeda, president of the COT:

Financial Superintendent, Jorge Castaño, indicates that there is room to continue reducing interest rates in the banking sector, what are you waiting for then? A Great Financial Agreement between the banks must be generated immediately, backed by the #SuperFinancial and the #SIC. pic.twitter.com/f2Mc3OrrCV

– Efrain Cepeda (@EfrainCepeda) April 24, 2020

The model also continued in the program the hard process to consolidate in Mexico, since she arrived with nothing and passed some needs while she got a job on television from that country.

I arrived here with two suitcases, I remember that when I started living here I had no curtains or curtains, I had to put bags on the windows so that people would not see me, he said. in another part of the interview. u00a0Even today he is very happy with what he has achieved and hopes to reap more triumphs in his artistic career.

Major Ricardo Ch u00e1vez, commander of the Police in that sector of the city, said that a patrol in the quadrant saw the false health official when control of compliance with the quarantine was carried out.

Ch u00e1vez points out that the man, who was dressed as a nurse, had various suspicious attitudes; therefore, they decided to question him. By requisitioning it, They found him several doses of marijuana.

According to the commander, the impostor told the uniformed men who was a nurse at a nearby hospital.

However, his attitude was so suspicious that officers validated the information and they realized that what he was saying was false.

Also, after stopping him, they discovered that the offender moved with false identifications, added the CM Newsletter &.

As if that were not enough, the police men found that the false nurse is requested by the crimes of qualified and aggravated theft.

Upon seeing his background, the subject was left at the disposal of the judicial agencies, concluded Major Ch u00e1vez.

n "," commercial ": {" promoted ": {" name ":" "," slug ":" "," color ":" "," facebook ":" "," image ":" "," imageletter ":" "," imageblack ":" "}}," directtv ": {" mobile ":" "," desktop ":" "," link ":" "}," Custom_fields ": {" Directv " : "", "Promoted": ""}, "you can also interest":[{"image_desktop":"https://d2yoo3qu6vrk5dcloudfrontnet/images/20200424182651/carro2-280x185webp""image_mobile":"https://d2yoo3qu6vrk5dcloudfrontnet/images/202004"image_msn":"https://d2yoo3qu6vrk5dcloudfrontnet/images/20200424182651/carro2-900x485webp""type":"article""link":"/nacion/quarantine-misfit-uncover-your-car-to-fly-police-PP886891""title":"[{"image_desktop":"https://d2yoo3qu6vrk5dcloudfrontnet/images/20200424182651/carro2-280x185webp""image_mobile":"https://d2yoo3qu6vrk5dcloudfrontnet/images/202004"image_msn":"https://d2yoo3qu6vrk5dcloudfrontnet/images/20200424182651/carro2-900x485webp""type":"article""link":"/nacion/quarantine-misfit-uncover-your-car-to-fly-police-PP886891""title":"[{"image_desktop":"https://d2yoo3qu6vrk5dcloudfrontnet/images/20200424182651/carro2-280x185webp""image_mobile":"https://d2yoo3qu6vrk5dcloudfrontnet/images/20200424182651/carro2-150x150webp""image_msn":"https://d2yoo3qu6vrk5dcloudfrontnet/images/20200424182651/carro2-900x485webp""type":"article""link":"/nacion/cuarentena-inadaptado-destartalo-su-carro-para-volarse-policias-PP886891""title":"[{"image_desktop":"https://d2yoo3qu6vrk5dcloudfrontnet/images/20200424182651/carro2-280x185webp""image_mobile":"https://d2yoo3qu6vrk5dcloudfrontnet/images/20200424182651/carro2-150x150webp""image_msn":"https://d2yoo3qu6vrk5dcloudfrontnet/images/20200424182651/carro2-900x485webp""type":"article""link":"/nacion/cuarentena-inadaptado-destartalo-su-carro-para-volarse-policias-PP886891""title":"[Video] Misfit who violated his riotous quarantine his car to fly out of the Police "," author ":" "," author_img ":" "," alt ":" Reference image "}, {" image_desktop ": "https: / / d2yoo3qu6vrk5d.cloudfront.net / images / 20200424165323 /tm-280x185.webp", "image_mobile": "https: / / d2yoo3qu6vrk5d.cloudfront.net / images / 20200424165323 /tm-150x150.webp","image_msn":"https://d2yoo3qu6vrk5d.cloudfront.net/images/20200424165323/tm-900x485.webp","type":"article","link " : " / nacion / quarantine-so-will-work-transmilenio-since-April-27-PP886820", "title": " u00a1Calibrate routes and times! This is how Transmilenio will work from this Monday "," author ":" "," author_img ":" "," alt ":" Reference image "}, {" image_desktop ":" https: / / d2yoo3qu6vrk5d .cloudfront.net / images / 20200424165140 /recuperados-afp-280x185.webp "," image_mobile ":" https: / / d2yoo3qu6vrk5d.cloudfront.net / recovered-afp-150x150 .webp "," image_msn ":" https: / / d2yoo3qu6vrk5d.cloudfront.net / images / 20200424165140 /recuperados-afp.webp "," type ":" article "," link ":" https: / / www.pulzo.com / nacion / colombia-registers-1000-people-recovered-by-coronavirus-PP886794 "," title ":" u00a1There is hope! Colombia reached the 1,000 patients recovered by coronavirus "," author ":" Pulzo "," author_img ":" Reference image "," alt ":" Recovered "}, {" image_desktop ":" https: / /d2yoo3qu6vrk5d.cloudfront.net / images / 20200424124434 /goes-280x185.webp "," image_mobile ":" https: / d2yoo3qu6vrk5d.cloudfront.net / images / 20200424124434 / goes-150x150. webp "," image_msn ":" https: / / d2yoo3qu6vrk5d.cloudfront.net / images / 20200424124434 /goes.webp "," type ":" article "," link ":" https: / /www.pulzo.com/nacion/toque-queda-ley-seca-por-cuarentena-8- municipalities-proxima-bogota-PP886662","title":"Announce curfew and dry law for quarantine in 8 municipalities near Bogot u00e1 "," author ":" Pulzo "," author_img ":" Reference image "," alt ":" Curfew and dry law in municipalities near Bogot u00e1 "}]}, {"id": "PP887005", "titles": {"main": "19 of the first 44 prisoners who have followed their sentence at home due to the emergency have already left", "facebook": "The 44 har They are part of a first block of 600 cases, but in total there will be 4,000 beneficiaries of this measure. "," seo ":" They release first prisoners to decongest jails due to a health emergency "}," phrases ": { "main": "The National Penitentiary and Prison Institute (Inpec) reported that the remaining 25 will be brought to their transitory house arrest in the next few days."}, "categories": {"main ": {" slug ":" nacion "," name ":" Naci u00f3n "}}," urls ": {" main ":" / nacion / / release-first-prisoners-to-decongest-jails- by-sanitary-emergency-PP887005 "}," author ": {" creator ": {" user ":" miguel.galvis "," name ":" Miguel Galvis "}," owner ": {" id ":" "," name ":" "," image ":" "," profile ":" "," url ":" "," twitter ": {" title ":" "," url ":" "}, "urlFacebook": "", "email": "", "linkPersonal": "", "teamPulzo": "", "short_text": "", "large_text": " "}}," published ":" 1 "," type ":" article "," censorship ":" 0 "," unpublishImage ":" 0 "," ext ":" jpg "," created ": 1587769556, "updated": 1587769556, "images": {"meta": {"title": "First prisoners released for prison emergency during the COVID-19 pandemic", "credit": "@ INPEC_Colombia, on Twitter", "description ":" First prisoners released for prison emergency during the COVID-19 pandemic "," alt ":" First prisoners released for prison emergency during the COVID-19 pandemic "," file ":" https: / / d2yoo3qu6vrk5d .cloudfront.net / images / 20200424223429 /primeros-presos-excarcelados-por-emergencia-carcelaria-durante-la-pandemia-de-covid-191.webp "}," types ": {" thumb ":" https: / / d2yoo3qu6vrk5d.cloudfront.net / images / 20200424223429 /primeros-presos-excarcelados-por-emergencia-carcelaria-durante-la-pandemia-de-covid-191-150x150.webp "," mobile ":" https: / / d2yoo3qu6vrk5d.cloudfront.net / images / 20200424223429 / first-prisoners-released-from-prison-emergency-during-the-covid-pandemic-191-280 x185.webp "," medium ":" https: / / d2yoo3qu6vrk5d.cloudfront.net / images / 20200424223429 / first-prisoners-released-from-prison-emergency-during-the-covid-pandemic -191-420x278.webp "," large ":" https: / / d2yoo3qu6vrk5d.cloudfront.net / images / 20200424223429 / first-prisoners-released-from-prison-emergency-during-the-pandemic- de-covid-191-900x485.webp "," vertical ":" https: / / d2yoo3qu6vrk5d.cloudfront.net / images / 20200424223429 / first-prisoners-released-by-prison-emergency-during-the -covid-pandemic-of-covid-191-240x320.webp "," opening ":" https: / / d2yoo3qu6vrk5d.cloudfront.net / images / 20200424223429 / first-prisoners-released-by-prison-emergency- during-the-covid-pandemic-191-592x350.webp "," gif ":" "}}," videos ": {" main ": {" image ":" "," url ":" ", "title": "", "embeded": ""}}, "externalUrl": "", "carousel": "0", "trinoTW": "", "liveBlog": "0", "shorthand": "", "audio": "https: / / d2yoo3qu6vrk5d.cloudfront.net / pulzo-lite / audios /PP887005.mp3", "tags":["coronavirus","Covid-19","Emergencia carcelaria"], "sources":[{"title":"Salen a casa por cu00e1rcel primeros 19 reclusos por decreto de emergencia","url":"https://www.bluradio.com/salud/salen-casa-por-carcel-primeros-19-reclusos-por-decreto-de-emergencia-249121-ie430","source":"Blu Radio"},{"title":"@INPEC_Colombia, en Twitter","url":"https://twitter.com/INPEC_Colombia","source":"Inpec"}], "related":["https://www.pulzo.com/nacion/600-presos-componen-primer-listado-posibles-excarcelados-durante-pandemia-PP884989","https://www.pulzo.com/nacion/gobierno-emite-decreto-para-excarcelar-presos-durante-emergencia-covid-19-PP880580","https://www.pulzo.com/nacion/presos-picota-protestan-con-desobediencia-crisis-por-covid-19-PP884202"], "body2": " n n

Of this first group that will emerge, 40 are men and 4 are women, added the institution.

n

INPEC initiates the application of the benefit granted to the first 44 Persons Deprived of Liberty. 40 correspond to men and four to women. pic.twitter.com / tyNpW3zqAp

n

u2014 INPEC Colombia (@INPEC_Colombia) April 24, 2020

n

The estimated number of inmates who will already be waiting for the procedure to be completed in order to be sheltered with the measure will be around 600, although from the beginning it was calculated that in total 4,000 beneficiaries would be benefited.

Banks must make loans to companies or they will be penalized

u00bfCuu00e1l es el problema?

u00bfCu00f3mo se destapu00f3?

u00bfQuu00e9 tiene que ver el ministro?

Related Articles