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Affordable housing sales rebound this year despite the economic crisis facing the country due to the tail of the COVID-19 pandemic; In fact, the number of units sold in 2020 is exceeding, according to the Ministry of Housing, the average home acquisition of this type in 2019, a year that has been consolidated, so far, as the best in sales in history.
But home sales that are not of social interest are not far behind either; as mentioned by the portfolio, In the seventh month of the year, a total of 3,520 were sold in Colombia, which, although they did not exceed those registered in July of last year (3,960), the figure is very close considering the situation the country is experiencing due to the disease.
What subsidies can you access?
VIS housing allowance:
The Government had 200,000 subsidies for the purchase of housing during the next two years; according to the Ministry of Housing, 100,000 of these will be destined for the purchase of affordable housing and will be destined to families with incomes of up to four minimum monthly wages (3,511,208 pesos).
“The beneficiaries of the VIS subsidies will receive between 20 and 30 SMLMV for the payment of the initial fee and 4 or 5 percentage points of coverage at the interest rate for 7 years according to their income,” said the Ministry of Housing in a release.
Non-VIS housing allowance:
For this type of housing, according to the portfolio, 100,000 new subsidies will be available as of September 18 of this year and will be accessible to Colombian families of any income level.
The condition for people who want to access this subsidy is that the value of the property exceeds that of a social housing and does not exceed 500 minimum wages (438 million pesos, approximately).
“The beneficiaries of the subsidies for the purchase of housing No VIS will receive a monthly aid during the first seven years of the loan that implies a reduction of the quota close to 438,000 pesos, which translates into a total subsidy equivalent to 42 minimum wages (36,867,684 pesos).
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