Even if you do not have motor vehicle insurance, you cannot file a lawsuit 961761 | Voice of tomorrow



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The Bangladesh Road Transport Authority (BRTA) has written a letter requesting the police not to bring a case against the motorist or its owner despite the fact that no motor vehicle has been insured.

BRTA sources said this on Friday (October 2).

The Road Transport Act 2016 came into force on November 1, 2019. Insurance is no longer mandatory. But since many people do not have a clear idea of ​​the matter, a case is still being filed against them. However, on September 30, BRTA sent a letter to the police requesting that they take the necessary action without filing a case against the motorist or its owner, although no motor vehicle was insured.

The letter said that third-party hazard insurance was mandatory for vehicles under Section 109 of the 1983 Motor Vehicle Ordinance. Section 155 of the law also provided for punishment. But according to subsections 1, 2 and 3 of section 80 of the 2016 Highway Transportation Act, insurance is not mandatory for motor vehicles.

Subsection 1 states that the owner or entity of a motor vehicle may, if it so wishes, insure the life and property of any motor vehicle owned by it for the number of passengers specified for transportation.

In accordance with subsection 2, the motor vehicle owner or organization shall insure the motor vehicle operating under them according to the rules and the loss or damage of the motor vehicle shall be covered by insurance. The insurer will receive adequate compensation.

Subsection 3 states that if a motor vehicle is involved in an accident or is damaged or damaged, you cannot claim any compensation from the Financial Assistance Fund established under section 53 for that motor vehicle.

Referring to the law, the letter said: “Third party hazard insurance is not mandatory under this section and there is no penalty under this law, even if it is violated.” If there is no third party insurance, there is no opportunity to bring a case against the owner of the motor vehicle or motor vehicle under the Road Transportation Act of 2018.



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