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In Ukraine, already in 2021, they plan to pass a law on funded pensions. As a result, upon reaching retirement age, it will be possible to receive two payments. With an average salary, the “second” pension will be about 1300 UAH.
This is stated in the OBOZREVATEL material. According to the head of the National Securities and Exchange Commission, Timur Khromaev, the ideal is that when you retire you will receive at least 40% more than what you invested. At the minimum wage – this is UAH 141,120, with an average of UAH 281,400. If we divide these payments by the period of 60 to 80 years, we get for one month at least 653 UAH additionally, or 1300 UAH with an average salary… Not much, but don’t be in a rush to rejoice here either.
What is the essence:
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part of the salary (about 4%) will be taken to a special account;
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upon retirement, a second pension will be paid monthly from a personal account;
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the money will be managed by a special fund, its task is to increase savings and cover the rise in prices.
“As a result, people will receive as much as they would have received without the funded system, and this is even the best,” says Lydia Tkachenko, lead researcher at the MV Ptukha Institute for Demography and Social Research at the National Academy of Sciences of Ukraine. You will not be able to increase pensions as much as you should initially. In addition, NPFs must correctly invest the money received so that inflation does not eat it up and cover administrative costs. After all, the funds the system is expensive to administer. “
As OBOZREVATEL reported, Ukrainians, according to the bill on the launch of the second tier of pension savings of the “Servant of the People” (No. 2683), will have to pay an average of 3% to 7% of monthly salaries. .
In Ukraine, the minimum pension is one of the lowest in Europe. For several years, the payment has been calculated according to a reduced experience evaluation coefficient. For example, if you now take a well-deserved rest, with an average salary (about 10 thousand UAH), then the size of the pension will be only 3.5 thousand UAH.
