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After a year of negotiations, the pension group from all the blocks agreed on how the premium pension system will be redesigned, which Ekot was the first to report.
– Two hours ago, these negotiations led to a final agreement on the details of how we will reform the premium pension system. I’m very happy. And the big winner is retirees and pension savers in Sweden, says Ardalan Shekarabi.
How?
– We get a market of acquired funds which means that the private funds that are in the premium pension system are controlled, that there is a selection and that they get rid of the dishonest players, it pushes the prices for the pension savers. It is about the state doing what is expected of the state in a general pension system, that is, taking responsibility for quality.
The fact that the premium pension system will now be reformed is an effect of the entanglement that has affected pension savers, with Allra and Falcon Funds.
– You could say it. That has been the background for the parties to take these steps and start the negotiations and work that resulted in today’s agreement, says Ardalan Shekarabi.
– There were situations in which the pension savers got really bad because the state did not do its job. Dishonest players could enter the fund market. Now it will be a real stop for that. Not only will there be checkpoints but there will be a selection of the best funds. Which means that we can increase quality and reduce costs at the same time.
“It will have the opportunity to boost prices”
In addition to the amount of funds being more strictly controlled and significantly decreased, a new authority will be formed to control the fund market.
– We get a control body that controls the funds that will enter the fund market, and that makes a selection and selects the best funds. And there we will have the opportunity to raise prices, which means higher pensions. Because if it reduces the costs of holding funds, it enables higher pensions.
“The selection of funds must be wide enough to satisfy those savers who are interested in making their own decision, that is, offering true freedom of choice. By different level of risk and investment approach it is meant that the fund market offers a wide range of different types of funds, “writes the Ministry of Social Affairs in a press release.
– It is a huge amount of money and not an insignificant part of the pension that people will receive, says Ardalan Shekarabi.
The funds must be “profitable, sustainable, controllable and of high quality”, says the Ministry of Social Affairs.
