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According to the survey by the Swedish Pension Agency, only four out of ten have a very good or fairly good idea of how big their pension will be, just as many have a certain idea while 15% know nothing.
– The pension system can be perceived as difficult to understand and can also make the level of pensions low for many Swedes if they are not involved and active in saving pensions. The general pension, shown in the orange envelope, for many will barely reach half of the final salary, warns in a comment the pension specialist Trifa Chireh in Länsförsäkringar.
“Pensions will be lower”
Knowledge increases with age and two out of three older people have a very or quite good perception. However, up to a third of people over 55 have only one particular opinion.
It is positive that life expectancy is increasing, but this means that pensions will be lower because they must be sufficient for a longer period, emphasizes Länsförsäkringar, which requires self-saving and early familiarization with the operation of the system in order to influence pensions.
“The youngest cannot live off retirement”
– The truth is that the younger generation will not be able to live on the general pension because the state will not be able to afford to pay a pension as high as it is today. Thu the younger you are, the more important the occupational pension becomes and the more you have to save to be able to retire at reasonable levels. the The positive is that the youngest have many years left in the labor market, which means a long horizon for savings. Even a small savings of a couple hundred dollars a month can make a big difference.
– You are responsible for ensuring your future salary, your pension. Remember that savings for occupational pensions and private pensions are a large part of what you will live when you grow up. So start grabbing your future now. JThe earlier you start thinking about life after your career, the better. Then you have time to act on time, says Trifa Chireh.
