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It will be much easier to get a free card for the expenses of a doctor, psychologist and physical therapist than the government allows. FRP has achieved this by reducing the deductible ceiling by approx. 700 crowns.
FRP has taken hold in negotiations to lower the deductible ceiling. It benefits many. Photo: Siri Øverland Eriksen
In its alternative budget, the FRP used the word “petty” over the government’s proposal for a new waiver card scheme.
– The government’s change of the exemption card system would send an additional bill to 1.1 million Norwegians. The Progress Party cannot accept that, the party wrote in the proposal for an alternative budget.
In negotiations with KrF, Venstre and Høyre, Frp has received full support for their views. Aftenposten confirms this from sources from one of the four parties.
The new maximum limit will be on par with the current limit 1. This implies a free card scheme that costs around NOK 1 billion more than the government proposal. At the same time, everyone who has had many deductibles under both ceilings is making a solid profit today.
The FRP national board is still in a meeting to take a position on the proposal that all four parties agree to. The other parties have finished their meetings. A press conference has been announced around 7pm on Tuesday night.
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Two schemes become one
Today, there are two maximum deductible limits. The expenses you have for various health services determine which deductible the expenses are included in.
Today’s two thanks are these:
- Roof 1: 2460 crowns: Do you have expenses with a doctor, psychologist, etc. that exceed 2460 kroner, when do you get 1 and get a free card? So you don’t have to pay more to be seen by your GP, in the emergency room or for a cancer check at an outpatient clinic. (You only risk small equipment costs.) The exemption card is valid until the end of the calendar year. Next year you start again with blank sheets.
- Roof 1: 2176 crowns: However, there is one more ceiling: ceiling 2. It includes deductibles for other forms of health care: physical therapy, treatment trips abroad and, among others, rehabilitation. To get a free card here, you have to reach a limit which is today 2176 crowns.
Suggested a roof on which the state won
In the proposed state budget, the government has proposed to merge both roofs into one. It was proposed to fix the new and only roof at 3183 crowns. This would mean that many of those who mostly only pay deductibles below ceiling 1, would fare much worse than today. At the same time, the change would give a profit to many who reached both maximum limits or had many deductibles under both.
But now the government’s proposal is being changed. Although it costs the state a billion crowns, the most important thing for the ruling parties has been to adopt the one card principle instead of the current two.
Great victory for many
Therefore, FRP proposed an alternative twist: to merge the two ceilings into one, but set the new ceiling equal to the current maximum deductible limit 1: 2460 crowns.
This means that the new ceiling will be just over NOK 700 lower than the government’s proposal. It also means that the ceiling will be the same as ceiling 1 this year. In practice, the FRP proposal will mean that all expenses for physical therapy and other treatments that fall below ceiling 2 will be included in ceiling 1 without being increased.
The Labor Party followed the same pattern in its alternative budget.
When the ruling parties agreed to this, it means that
- those who previously used both exemption cards earn 2,176 kroner a year.
- those who only reached the deductible ceiling 1, will pay 723 kroner less than what they would have paid with the government’s proposal.
It brought savings for the state
The amount originally proposed by the government meant that many would fare a little worse than today. The government proposed a restructuring from which the state would earn NOK 212 million.
The government has not underestimated that most would have to pay a little more to a doctor and others. with the proposal they have submitted. But they have emphasized that those who have a lot of deductibles under Roof 1 and Roof 2 today will gain a lot from the conversion.
With the result that the matches ended, they will win even more.
