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2020 has been an atypical year for many Norwegian car owners. Travel restrictions meant that many of us chose a holiday in Norway, and then preferably by car.
In addition, many have used the car a lot, for example, to commute to work. To avoid the risk of infection, people have driven a car, instead of traveling by public transport.
This means that the total mileage this year may be much higher than normal. NAF is now warning that it can cause problems with insurance.
May cause shortening
Everyone has agreed on a mileage with their insurance company. You choose the one that best suits your own annual mileage. If you go overboard, it can have consequences if you are unlucky and need to use insurance.
If you exceed the mileage on the insurance contract and end up in an accident, you run the risk that this could lead to shortening. That is, the damage is not completely covered.
– If you do not usually use the car at work or on vacation, it will be easy for you to drive longer than agreed. So, check your mileage now, after summer break and fall break, and see if you need to increase your mileage, says Nils Sødal, senior communications consultant at NAF.
Now you can insure against large workshop bills
End of new car warranty?
It’s easy to change mileage with the insurance company. You can do it online or by phone to the company. In practical terms, all that happens then is that insurance gets a bit more expensive.
Those who have a car that is under warranty should also think about the mileage.
There are two criteria for a new car warranty; Number of years or kilometers traveled by the car. The most common is 5 years or 100,000 kilometers. Some car brands have driven both longer and miles.
Idle: this can give you zero insurance
Take a test
– If the car is approaching the end of the kilometer traveled, it may be a good idea to promote any warranty claims before driving much further, says the NAF advisor in a press release.
Finding warranty faults on your own is not easy. With a proof of warranty expiration, you will be better equipped with the car dealer. You can take this test at a workshop or at your nearest NAF center.
Read also: Some drive less than they pay …
The case was first published on Broom.no
