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– These are surprisingly high numbers. Fortunately, the survey indicates that enthusiasm for cheating insurance declines dramatically with age, says communications manager Heidi Tofterå Slettemoen at Frende Forsikring.
It turns out that one in six between the ages of 18 and 29 thinks it’s perfectly okay to spend a little more when they report damage to the insurance company.
– “Stolen” suspiciously close to iPhone launches
From bot to “Botsen”
However, this type of fraud is very risky, in fact it can end in several years in prison!
For insurance fraud, you risk being fined or imprisoned for up to two years, while for serious insurance fraud, you can be sentenced to prison for up to six years.
Also, few insurance companies are likely to have you as a customer if they catch you cheating.
Young scammers
According to the Frende survey, it is the youngest who least object to being dishonest when they report injuries.
The question was “do you think it’s okay to put a little more on the insurance claim?”, And this is how the affirmative responses were distributed across the age groups:
- 18-29 years: 17 percent
- 30-39 years: 9 percent
- 40-49 years: 3 percent
- 50-59 years: 4 percent
- 60+: 1 percent
Incorrect crosses can result in imprisonment
This is how we cheat
The largest amounts are covered by health and disability insurance, an average of up to NOK 1.7 million per case. However, it is auto, travel and non-life insurance that is most frequently scammed.
Statistics from Finans Norge show that the most common ways to defraud insurance companies are:
- Report cases that have never happened
- Exaggerate damage reports
- Change the course of events
- Enter the wrong damage time
- Fixed damage
