BankID historical ruling: Releases millions of debt – E24

The Supreme Court’s ruling is historic, as it is the first time that the Supreme Court has taken up a case concerning the liability of a bank customer for bank identification fraud, according to Dagens Næringsliv.

The Supreme Court ruling was unanimous, stating that the man “acted with some negligence in storing the code chip,” but the court still considers that the man has not acted so negligently as to create liability.

Therefore, Easybank has completely lost in the country’s supreme court and must also pay the man’s legal costs of around 1,250,000 crowns.

– With this ruling, the Supreme Court has ruled that banks have a much greater responsibility for fraud with bank identifications than they have assumed until now. So this is a victory for consumer rights, says Director Inger Lise Blyverket at the Consumer Council in a press release.

Previously, a married couple had been convicted of using the man’s bank identification to obtain a total of 14 loans and credits totaling NOK 1,582,328. Easybank chose to direct its claim for compensation, for a loan of NOK 100,000, against Kristiansandsmannen, even though the court ruled that he had contributed to the loan.

The man had kept the code chip in a locked locker at his workplace, and it has not been clarified how the couple who misused his bank ID obtained his password. The Supreme Court believes that it cannot be ruled out that a so-called “keylogger” was used to retrieve the information.

According to rett24.no, the decision could have an impact on a long series of identity theft cases, which currently abound in the court system and the appeals board.