Missing or missing the stimulus check? How to report it to the IRS

If you’ve been waiting since April for you stimulus control To get there, you may be looking for a phone number for the IRS so you can find out what’s going on. If that’s where you are, we’ve listed two IRS phone numbers below to help you communicate with an agent.

But before doing so, we recommend that you take a minute to review our checklist below to confirm that your money was actually lost or lost. The last thing you want to do is waste your time waiting or have an IRS representative tell you what you could have discovered faster on your own.

You want to rule out legitimate reasons why your check could be delayed and gather the correct information to help you get useful answers when do Connect with an IRS representative.

Read on for suggestions on what to do if your payment never comes. Then go over both the current second stimulus verification situation and how much money could bring an extra stimulus check. This story is updated frequently.

When to report your late stimulus check to the IRS

If you still don’t have your stimulus payment, here are warning signs that you should contact the IRS right now:

• If the Get My Payment tracking tool reports that the IRS made your payment weeks ago and has not received it (see below).
• If you think you accidentally dropped your prepaid card or verified in the trash (see below).
• If you received a confirmation letter from the IRS that your payment was sent, but did not receive the funds.
• If you suspect that someone stole your check or defrauded you.

Read on for more information on these topics and to call phone numbers to contact the IRS.

Double check if you qualify for a stimulus test

Before continuing, just make sure you meet one of the requirements for a stimulus payment. The numbers below are based on your 2018 or 2019 taxes (whichever you most recently filed). Specifically, you will need to know your AGI, or adjusted gross income, which you can find on your most recent 1040 federal tax form. For more questions about eligibility, as if not normally file taxesWe recommend looking at our stimulus check guide.

You are eligible to receive a stimulus check if:

• You are a US resident and have an adjusted gross income of less than $ 99,000.
• He presents himself as the head of the family (considered single with at least one dependent) and earns less than $ 146,500.
• You file a joint childless return and earn less than $ 198,000.
• You are the parent of a child 16 years of age or younger.

Did you use the IRS tracking portal Get My Payment?

In early June, the federal government was estimated to have 35 million payments (PDF) before finishing sending the latest wave of checks to eligible Americans. At best, and quite likely, your money may still be on the way and there is a tool to help you figure it out.

Once you have determined that you are eligible, our first suggestion is to visit the IRS online portal designed to track the status of your 2020 payment. In general, it should tell you when your check will be processed and how you will receive it (for example, as a paper check in the mail). If the Get My Payment tool doesn’t give you information you can understand or says your check is on the way and you haven’t received it, you may need to report the discrepancy to the IRS eventually (below).

Did you get the ‘Need more information’ message from the Get My Payment app?

If the Get My Payment tool gave you a payment date but you haven’t received your money yet, the IRS may need more information. Check the Get My Payment tool again and if you report “You need more information,” this could indicate that your check has been returned because the post office was unable to deliver it, an IRS representative told CNET.

After viewing the “Need more information” message, the online tool will allow you to enter your bank information to receive your payment directly to your bank account. The IRS said that if you do not provide your bank account information, the agency will hold your payment until you receive a current email address. Go to the IRS address change page to find out how to update your address with the IRS.

Could you have accidentally thrown your check or debit card in the trash?

Four million people will receive their stimulus money on a prepaid debit card called the Economic Impact Payment Card, rather than a paper check. The EIP card comes in a simple envelope, the IRS said, with “Money Network Cardholder Services” as the sender.

Some people, who take it by spam mail, may have mistakenly thrown these letters away. If your card is lost or thrown away, the EIP card service has frequently asked questions about what to do if it is lost or stolen. You can also call 800-240-8100 to request a replacement. It’s free, according to a Treasury Department spokesperson. To request a new card, press option 2 when prompted.

However, the EIP card website says, “Your Card will be deactivated to prevent someone from using it and a new replacement Card will be requested. Fees may apply.”

We recommend calling the number above to obtain a lost or stolen card and speaking to a representative.

Is the IRS waiting for me to file another form?

If you filed a 2018 or 2019 tax return or receive government benefits, the IRS should automatically send your check without you having to do anything.

However, if you are a U.S. citizen or permanent resident, had a gross income in 2019 of less than $ 12,200, or $ 24,400 as a married couple, and did not file a return for 2018 or 2019, you may need to submit some information to the IRS before I can process your payment. Go to the Non-Filers site and see if the IRS needs anything from you.

The non-filing tool will be available until October 15, the IRS told CNET, and people who sign up for a payment using the tool before will receive their check before the end of the year.

Did you get your confirmation letter from the IRS, but not the check?

A handful of CNET readers report that the IRS sent them a letter confirming their payment but that they have not received their check.

“Last week I received a letter in the mail saying I received my payment. But no, I have not,” a CNET reader reported after receiving the confirmation letter that the IRS sends 15 days after sending the payment.

We asked the IRS how it will handle payments that have reportedly been submitted, but that people say are missing, and will update this story with the agency’s response.

Did the IRS send your check to a closed account?

Your check could have been returned to the IRS if the agency tried to send your payment to a now closed bank account or to a temporary prepaid debit card that a tax preparer established for you. If your payment was returned to the IRS, the agency will send your check to the current address on file.

Did the federal government intercept your payment?

If you owe child support, the IRS can redirect your payment to cover past-due support. The Fiscal Service Office will send you a notice if this happens.

Was your payment part of what you think you are owed?

A different, but related, problem could be a change in your income in 2020. In some cases, the IRS may owe you more money than you received if the income figure you used to figure your payment of your tax returns in 2018 or 2019 it’s less in 2020.

Similarly, if you now have a new dependent, such as a child, that is not reflected on your tax returns, you may be owed more money. In either case, the IRS said, you can claim the extra amount on your 2020 tax return when you file next year. We recommend keeping a detailed record so you don’t forget.

Did someone steal it from your mailbox or let you down?

Although rare, you can believe you have been ripped off your payment or stole it. The Federal Trade Commission has a website where you can report a stolen stimulus check. We have asked the IRS what other recourse you have if this situation applies to you and we will update this article when we have an answer. If you are concerned about theft, you can subscribe to a free USPS service that send you a photo of each email that reaches you – Including your stimulus payment.

How to call the IRS to ask about your late stimulus checkup

If you contact the IRS by phone, it is a good idea to give yourself enough time for the call. We wouldn’t be surprised if call volumes increase, or if conversations take some time. It is also a good idea to gather your information in front of you, such as a copy of your most recent tax ID and the letter the IRS sent you if you received one.

Within 15 days after your payment is sent, the IRS must send you a letter confirming the payment. At the end of the letter there is a number you can call for more information: 800-919-9835.

In May, the IRS added 3,500 phone representatives to help with potential payment-related issues. The IRS help number is 800-829-1040.

We contact the IRS for more information on how to prepare for a call to a representative.

If you are looking for additional information on personal finance, we have suggestions on how spend the stimulus money, how coronavirus can affect your rent payment and other ways to get financial relief during the pandemic.